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Zempler Bank (formerly Cashplus) VS Anna: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Anna better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and Anna reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Anna Homepage
Anna Homepage
 

Zempler Bank (formerly Cashplus) vs Anna Trustpilot Reviews

Zempler Bank (formerly Cashplus) Anna
Trustpilot Review Score (out of 5)3.74.6
Percent 5-Star Reviews54%85%
Percent 1- Star Reviews30%8%
Total Number of Reviews9,9212,677
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/anna.money

Zempler Bank (formerly Cashplus) vs Anna App Reviews

Zempler Bank (formerly Cashplus) Anna
iPhone Review Score (out of 5)4.74.5
Number of iPhone Reviews48,000846
Android Review Score (out of 5)4.53.9
Number of Android Reviews23,4001,300
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275

Zempler Bank (formerly Cashplus) vs Anna Account Fees & Charges

Zempler Bank (formerly Cashplus) Anna
Free Business Bank AccountYesYes
Free Business Account Term LengthNo Limit1 Month
Cheapest Monthly Account FeeNo£14.90
Most Expensive Monthly Account Fee£9£49.90
Electronic Payment Cost (in/out)Free / 30p20p
Cash Payments Cost (in/out)0.5% / £2£1
Cheques (in/out)UnknownFree
CHAPS Payments Cost£20No
SEPA Payments Cost£15No

Zempler Bank (formerly Cashplus) vs Anna Business Savings Rates

Zempler Bank (formerly Cashplus) Anna
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesNoYes
 

Zempler Bank (formerly Cashplus) vs Anna Account Opening Times

Zempler Bank (formerly Cashplus) Anna
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day3 minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Zempler Bank (formerly Cashplus) vs Anna Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Anna Account Types
Anna Features & Account Types


Zempler Bank (formerly Cashplus) Anna
Business Current AccountYesYes
Business Savings AccountNoYes
Business Credit CardYesYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Zempler Bank (formerly Cashplus) vs Anna Customer Support Options

Zempler Bank (formerly Cashplus) Anna
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs Anna Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Anna
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)

Other Business Services From Zempler Bank (formerly Cashplus) and Anna

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Anna Account Types
Other Anna Services


Zempler Bank (formerly Cashplus) Anna
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs Anna Banking Basics

Zempler Bank (formerly Cashplus) Anna
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number671140789333
WebsiteZempler Bank (formerly Cashplus) WebsiteAnna Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Anna have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of which 85% are 5-star and 8% are 1-star.

Does Zempler Bank (formerly Cashplus) or Anna have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

Does Zempler Bank (formerly Cashplus) or Anna have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Anna offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank
Zempler Bank (formerly Cashplus) vs Mettle
Zempler Bank (formerly Cashplus) vs Monese
Zempler Bank (formerly Cashplus) vs Saffron Building Society
Zempler Bank (formerly Cashplus) vs OakNorth


For other business bank accounts see our guide here.

 



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