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Zempler Bank (formerly Cashplus) VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Ampere better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Ampere Homepage
Ampere Homepage
 

Zempler Bank (formerly Cashplus) vs Ampere Trustpilot Reviews

Zempler Bank (formerly Cashplus) Ampere
Trustpilot Review Score (out of 5)3.74.2
Percent 5-Star Reviews54%74%
Percent 1- Star Reviews30%18%
Total Number of Reviews9,92150
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/ampere.co.uk

Zempler Bank (formerly Cashplus) vs Ampere App Reviews

Zempler Bank (formerly Cashplus) Ampere
iPhone Review Score (out of 5)4.74.8
Number of iPhone Reviews48,00030
Android Review Score (out of 5)4.54.7
Number of Android Reviews23,400953
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Zempler Bank (formerly Cashplus) vs Ampere Account Fees & Charges

Zempler Bank (formerly Cashplus) Ampere
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£20.00
Most Expensive Monthly Account Fee£9£20.00
Electronic Payment Cost (in/out)Free / 30pFree
Cash Payments Cost (in/out)0.5% / £2NA
Cheques (in/out)UnknownNA
CHAPS Payments Cost£20£25
SEPA Payments Cost£15Free

Zempler Bank (formerly Cashplus) vs Ampere Business Savings Rates

Zempler Bank (formerly Cashplus) Ampere
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesNoNo
 

Zempler Bank (formerly Cashplus) vs Ampere Account Opening Times

Zempler Bank (formerly Cashplus) Ampere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Zempler Bank (formerly Cashplus) vs Ampere Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Ampere Account Types
Ampere Features & Account Types


Zempler Bank (formerly Cashplus) Ampere
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Zempler Bank (formerly Cashplus) vs Ampere Customer Support Options

Zempler Bank (formerly Cashplus) Ampere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs Ampere Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Ampere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:NoNo

Other Business Services From Zempler Bank (formerly Cashplus) and Ampere

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Ampere Account Types
Other Ampere Services


Zempler Bank (formerly Cashplus) Ampere
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs Ampere Banking Basics

Zempler Bank (formerly Cashplus) Ampere
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number671140900594
WebsiteZempler Bank (formerly Cashplus) WebsiteAmpere Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Ampere have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Zempler Bank (formerly Cashplus) or Ampere have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Zempler Bank (formerly Cashplus) or Ampere have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Co-operative Bank vs Aldermore
Co-operative Bank vs Handelsbanken
Co-operative Bank vs Anna
Co-operative Bank vs Hampshire Trust Bank
Co-operative Bank vs Mettle


For other business bank accounts see our guide here.

 



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