Merchant Machine

Zempler Bank (formerly Cashplus) VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Amaiz better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Zempler Bank (formerly Cashplus) and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Amaiz Homepage
Amaiz Homepage
 

Zempler Bank (formerly Cashplus) vs Amaiz Trustpilot Reviews

Zempler Bank (formerly Cashplus) Amaiz
Trustpilot Review Score (out of 5)3.74.1
Percent 5-Star Reviews54%68%
Percent 1- Star Reviews30%20%
Total Number of Reviews9,921168
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/amaiz.com

Zempler Bank (formerly Cashplus) vs Amaiz App Reviews

Zempler Bank (formerly Cashplus) Amaiz
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews48,000No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews23,400No Reviews
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://www.apple.com/uk/app-store/

Zempler Bank (formerly Cashplus) vs Amaiz Account Fees & Charges

Zempler Bank (formerly Cashplus) Amaiz
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£49
Most Expensive Monthly Account Fee£9£99
Electronic Payment Cost (in/out)Free / 30pFree
Cash Payments Cost (in/out)0.5% / £2Free
Cheques (in/out)UnknownFree
CHAPS Payments Cost£20£15
SEPA Payments Cost£15£3

Zempler Bank (formerly Cashplus) vs Amaiz Business Savings Rates

Zempler Bank (formerly Cashplus) Amaiz
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesNoYes
 

Zempler Bank (formerly Cashplus) vs Amaiz Account Opening Times

Zempler Bank (formerly Cashplus) Amaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayFew minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoYes

Zempler Bank (formerly Cashplus) vs Amaiz Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


Zempler Bank (formerly Cashplus) Amaiz
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Zempler Bank (formerly Cashplus) vs Amaiz Customer Support Options

Zempler Bank (formerly Cashplus) Amaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs Amaiz Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Amaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Zempler Bank (formerly Cashplus) and Amaiz

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Amaiz Account Types
Other Amaiz Services


Zempler Bank (formerly Cashplus) Amaiz
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Zempler Bank (formerly Cashplus) vs Amaiz Banking Basics

Zempler Bank (formerly Cashplus) Amaiz
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number671140900857
WebsiteZempler Bank (formerly Cashplus) WebsiteAmaiz Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Amaiz have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Zempler Bank (formerly Cashplus) or Amaiz have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Zempler Bank (formerly Cashplus) or Amaiz have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Zempler Bank (formerly Cashplus) vs ICICI Bank UK
Zempler Bank (formerly Cashplus) vs Intergiro
Zempler Bank (formerly Cashplus) vs GoSolo
Zempler Bank (formerly Cashplus) vs 3S Money
Zempler Bank (formerly Cashplus) vs MultiPass


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224