Is Zempler Bank (formerly Cashplus) or Allica Bank better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Allica Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs Allica Bank Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Trustpilot Review Score (out of 5) | 3.7 | 4.5 |
| Percent 5-Star Reviews | 54% | 76% |
| Percent 1- Star Reviews | 30% | 6% |
| Total Number of Reviews | 9,921 | 815 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/www.allica.bank
Zempler Bank (formerly Cashplus) vs Allica Bank App Reviews
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| iPhone Review Score (out of 5) | 4.7 | 4.8 |
| Number of iPhone Reviews | 48,000 | 503 |
| Android Review Score (out of 5) | 4.5 | 4.4 |
| Number of Android Reviews | 23,400 | 107 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/allica-bank/id1489138340
Zempler Bank (formerly Cashplus) vs Allica Bank Account Fees & Charges
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | £9 | No |
| Electronic Payment Cost (in/out) | Free / 30p | Free |
| Cash Payments Cost (in/out) | 0.5% / £2 | Free |
| Cheques (in/out) | Unknown | Unknown |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | £15 | No |
Zempler Bank (formerly Cashplus) vs Allica Bank Business Savings Rates
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Types of Business Savings Accounts | None | Easy Access, Notice Account |
| Lowest Savings Rate (AER) | NA | 3.65% |
| Maximum Savings Rate (AER) | NA | 5.10% |
| Minimum Savings Amount | NA | £20,000 |
| Interest Paid On Foreign Currencies | No | No |
Zempler Bank (formerly Cashplus) vs Allica Bank Account Opening Times
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 3 to 5 Working days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs Allica Bank Features & Account Types
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | Milton Keynes, London and Manchester |
Zempler Bank (formerly Cashplus) vs Allica Bank Customer Support Options
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Zempler Bank (formerly Cashplus) vs Allica Bank Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: | No | No |
Other Business Services From Zempler Bank (formerly Cashplus) and Allica Bank
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Allica Bank Banking Basics
| Zempler Bank (formerly Cashplus) | Allica Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 671140 | 821851 |
| Website | Zempler Bank (formerly Cashplus) Website | Allica Bank Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Allica Bank have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of which 76% are 5-star and 6% are 1-star.
Does Zempler Bank (formerly Cashplus) or Allica Bank have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.
Does Zempler Bank (formerly Cashplus) or Allica Bank have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Allica Bank offers Easy Access, Notice Account accounts with interest rates ranging from 3.65% to 5.10% (AER).
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For other business bank accounts see our guide here.