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Zempler Bank (formerly Cashplus) VS Aldermore: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Aldermore better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and Aldermore reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Aldermore Homepage
Aldermore Homepage
 

Zempler Bank (formerly Cashplus) vs Aldermore Trustpilot Reviews

Zempler Bank (formerly Cashplus) Aldermore
Trustpilot Review Score (out of 5)3.74.6
Percent 5-Star Reviews54%80%
Percent 1- Star Reviews30%9%
Total Number of Reviews9,9214,424
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/www.aldermore.co.uk

Zempler Bank (formerly Cashplus) vs Aldermore App Reviews

Zempler Bank (formerly Cashplus) Aldermore
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews48,000No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews23,400No Reviews
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://www.apple.com/uk/app-store/

Zempler Bank (formerly Cashplus) vs Aldermore Account Fees & Charges

Zempler Bank (formerly Cashplus) Aldermore
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£12.50
Most Expensive Monthly Account Fee£9£30
Electronic Payment Cost (in/out)Free / 30pFree
Cash Payments Cost (in/out)0.5% / £275p / £2 + 2.75%
Cheques (in/out)UnknownFree
CHAPS Payments Cost£20£30
SEPA Payments Cost£15No

Zempler Bank (formerly Cashplus) vs Aldermore Business Savings Rates

Zempler Bank (formerly Cashplus) Aldermore
Types of Business Savings AccountsNoneFixed rate, Easy access
Lowest Savings Rate (AER)NA3.25%
Maximum Savings Rate (AER)NA4.60%
Minimum Savings AmountNA£1,000
Interest Paid On Foreign CurrenciesNoYes
 

Zempler Bank (formerly Cashplus) vs Aldermore Account Opening Times

Zempler Bank (formerly Cashplus) Aldermore
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day2 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Zempler Bank (formerly Cashplus) vs Aldermore Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Aldermore Account Types
Aldermore Features & Account Types


Zempler Bank (formerly Cashplus) Aldermore
Business Current AccountYesYes
Business Savings AccountNoYes
Business Credit CardYesYes
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online and phone only

Zempler Bank (formerly Cashplus) vs Aldermore Customer Support Options

Zempler Bank (formerly Cashplus) Aldermore
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs Aldermore Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Aldermore
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Zempler Bank (formerly Cashplus) and Aldermore

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Aldermore Account Types
Other Aldermore Services


Zempler Bank (formerly Cashplus) Aldermore
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs Aldermore Banking Basics

Zempler Bank (formerly Cashplus) Aldermore
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number671140204503
WebsiteZempler Bank (formerly Cashplus) WebsiteAldermore Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Aldermore have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Aldermore scores 4.6 out of 5 based 4,424 Trustpilot reviews. Of which 80% are 5-star and 9% are 1-star.

Does Zempler Bank (formerly Cashplus) or Aldermore have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Aldermore’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Zempler Bank (formerly Cashplus) or Aldermore have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Aldermore offers Fixed rate, Easy access accounts with interest rates ranging from 3.25% to 4.60% (AER).

See Other Comparisons:
Zempler Bank (formerly Cashplus) vs Handelsbanken
Zempler Bank (formerly Cashplus) vs Anna
Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank
Zempler Bank (formerly Cashplus) vs Mettle
Zempler Bank (formerly Cashplus) vs Monese


For other business bank accounts see our guide here.

 



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