Is Zempler Bank (formerly Cashplus) or Airwallex better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Airwallex reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Zempler Bank (formerly Cashplus) vs Airwallex Trustpilot Reviews
Zempler Bank (formerly Cashplus) | Airwallex | |
Trustpilot Review Score (out of 5) | 3.7 | 3.9 |
Percent 5-Star Reviews | 54% | 67% |
Percent 1- Star Reviews | 30% | 25% |
Total Number of Reviews | 9,921 | 1,007 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/airwallex.com
Zempler Bank (formerly Cashplus) vs Airwallex App Reviews
Zempler Bank (formerly Cashplus) | Airwallex | |
iPhone Review Score (out of 5) | 4.7 | 3.3 |
Number of iPhone Reviews | 48,000 | 12 |
Android Review Score (out of 5) | 4.5 | 2.3 |
Number of Android Reviews | 23,400 | 161 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/airwallex/id1537521807
Zempler Bank (formerly Cashplus) vs Airwallex Account Fees & Charges
Zempler Bank (formerly Cashplus) | Airwallex | |
Free Business Bank Account | Yes | Yes |
Free Business Account Term Length | No Limit | 1 month |
Cheapest Monthly Account Fee | No | Free or £19/month |
Most Expensive Monthly Account Fee | £9 | £999/month |
Electronic Payment Cost (in/out) | Free / 30p | 20p |
Cash Payments Cost (in/out) | 0.5% / £2 | Free |
Cheques (in/out) | Unknown | Free |
CHAPS Payments Cost | £20 | No |
SEPA Payments Cost | £15 | $2 |
Zempler Bank (formerly Cashplus) vs Airwallex Business Savings Rates
Zempler Bank (formerly Cashplus) | Airwallex | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | No | Yes |
Zempler Bank (formerly Cashplus) vs Airwallex Account Opening Times
Zempler Bank (formerly Cashplus) | Airwallex | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 15 minutes |
Do They Check Your Credit? | No | No |
Current Account Switch Service | No | No |
Zempler Bank (formerly Cashplus) vs Airwallex Features & Account Types


Zempler Bank (formerly Cashplus) | Airwallex | |
Business Current Account | Yes | Yes |
Business Savings Account | No | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Zempler Bank (formerly Cashplus) vs Airwallex Customer Support Options
Zempler Bank (formerly Cashplus) | Airwallex | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Zempler Bank (formerly Cashplus) vs Airwallex Foreign Currency Accounts
Zempler Bank (formerly Cashplus) | Airwallex | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: | No |
|
Other Business Services From Zempler Bank (formerly Cashplus) and Airwallex


Zempler Bank (formerly Cashplus) | Airwallex | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Airwallex Banking Basics
Zempler Bank (formerly Cashplus) | Airwallex | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 671140 | 900876 |
Website | Zempler Bank (formerly Cashplus) Website | Airwallex Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Airwallex have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of which 67% are 5-star and 25% are 1-star.
Does Zempler Bank (formerly Cashplus) or Airwallex have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.
Does Zempler Bank (formerly Cashplus) or Airwallex have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Airwallex offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.