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Zempler Bank (formerly Cashplus) VS Airwallex: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Airwallex better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and Airwallex reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Airwallex Homepage
Airwallex Homepage
 

Zempler Bank (formerly Cashplus) vs Airwallex Trustpilot Reviews

Zempler Bank (formerly Cashplus) Airwallex
Trustpilot Review Score (out of 5)3.73.9
Percent 5-Star Reviews54%67%
Percent 1- Star Reviews30%25%
Total Number of Reviews9,9211,007
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/airwallex.com

Zempler Bank (formerly Cashplus) vs Airwallex App Reviews

Zempler Bank (formerly Cashplus) Airwallex
iPhone Review Score (out of 5)4.73.3
Number of iPhone Reviews48,00012
Android Review Score (out of 5)4.52.3
Number of Android Reviews23,400161
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/airwallex/id1537521807

Zempler Bank (formerly Cashplus) vs Airwallex Account Fees & Charges

Zempler Bank (formerly Cashplus) Airwallex
Free Business Bank AccountYesYes
Free Business Account Term LengthNo Limit1 month
Cheapest Monthly Account FeeNoFree or £19/month
Most Expensive Monthly Account Fee£9£999/month
Electronic Payment Cost (in/out)Free / 30p20p
Cash Payments Cost (in/out)0.5% / £2Free
Cheques (in/out)UnknownFree
CHAPS Payments Cost£20No
SEPA Payments Cost£15$2

Zempler Bank (formerly Cashplus) vs Airwallex Business Savings Rates

Zempler Bank (formerly Cashplus) Airwallex
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesNoYes
 

Zempler Bank (formerly Cashplus) vs Airwallex Account Opening Times

Zempler Bank (formerly Cashplus) Airwallex
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day15 minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Zempler Bank (formerly Cashplus) vs Airwallex Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Airwallex Account Types
Airwallex Features & Account Types


Zempler Bank (formerly Cashplus) Airwallex
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Zempler Bank (formerly Cashplus) vs Airwallex Customer Support Options

Zempler Bank (formerly Cashplus) Airwallex
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs Airwallex Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Airwallex
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • AUD
  • NZD
  • CAD
  • HKD
  • SGD
  • JPY
  • CHF
  • KRW

Other Business Services From Zempler Bank (formerly Cashplus) and Airwallex

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Airwallex Account Types
Other Airwallex Services


Zempler Bank (formerly Cashplus) Airwallex
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs Airwallex Banking Basics

Zempler Bank (formerly Cashplus) Airwallex
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number671140900876
WebsiteZempler Bank (formerly Cashplus) WebsiteAirwallex Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Airwallex have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of which 67% are 5-star and 25% are 1-star.

Does Zempler Bank (formerly Cashplus) or Airwallex have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.

Does Zempler Bank (formerly Cashplus) or Airwallex have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Airwallex offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Zempler Bank (formerly Cashplus) vs Triodos Bank
Zempler Bank (formerly Cashplus) vs Soldo
Zempler Bank (formerly Cashplus) vs Cambridge Building Society
Zempler Bank (formerly Cashplus) vs PayPal Debit
Zempler Bank (formerly Cashplus) vs Allica Bank


For other business bank accounts see our guide here.

 



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