Is Zempler Bank (formerly Cashplus) or AIB (Allied Irish Bank) better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Trustpilot Review Score (out of 5) | 3.7 | 2.8 |
| Percent 5-Star Reviews | 54% | 20% |
| Percent 1- Star Reviews | 30% | 70% |
| Total Number of Reviews | 9,921 | 10 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/aibgb.co.uk
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) App Reviews
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| iPhone Review Score (out of 5) | 4.7 | 1.7 |
| Number of iPhone Reviews | 48,000 | 227 |
| Android Review Score (out of 5) | 4.5 | 1.9 |
| Number of Android Reviews | 23,400 | 21,400 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/aib-mobile/id468042881
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Account Fees & Charges
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £10 |
| Most Expensive Monthly Account Fee | £9 | £10 |
| Electronic Payment Cost (in/out) | Free / 30p | 35p |
| Cash Payments Cost (in/out) | 0.5% / £2 | 65p per £100 |
| Cheques (in/out) | Unknown | 70p |
| CHAPS Payments Cost | £20 | £25 |
| SEPA Payments Cost | £15 | £20 |
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Business Savings Rates
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Types of Business Savings Accounts | None | Demand deposit account, Business fixed term deposit account, Currency deposit account |
| Lowest Savings Rate (AER) | NA | 0.25% |
| Maximum Savings Rate (AER) | NA | 3.02% |
| Minimum Savings Amount | NA | £1 |
| Interest Paid On Foreign Currencies | No | Yes |
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Account Opening Times
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 15 minutes |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Features & Account Types
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | Belfast, London and Dublin |
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Customer Support Options
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Zempler Bank (formerly Cashplus) and AIB (Allied Irish Bank)
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank) Banking Basics
| Zempler Bank (formerly Cashplus) | AIB (Allied Irish Bank) | |
| Bank Type | Challenger | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 671140 | 204793 |
| Website | Zempler Bank (formerly Cashplus) Website | AIB (Allied Irish Bank) Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or AIB (Allied Irish Bank) have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.
Does Zempler Bank (formerly Cashplus) or AIB (Allied Irish Bank) have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
Does Zempler Bank (formerly Cashplus) or AIB (Allied Irish Bank) have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).
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For other business bank accounts see our guide here.