Is Cambridge Building Society or Unity Trust better for your small business?
Below we look at both Cambridge Building Society and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Cambridge Building Society vs Unity Trust Trustpilot Reviews
Cambridge Building Society | Unity Trust | |
Trustpilot Review Score (out of 5) | 3.1 | 4 |
Percent 5-Star Reviews | 53% | 61% |
Percent 1- Star Reviews | 47% | 14% |
Total Number of Reviews | 15 | 255 |
https://www.trustpilot.com/review/www.cambridgebs.co.uk
https://www.trustpilot.com/review/unity.co.uk
Cambridge Building Society vs Unity Trust App Reviews
Cambridge Building Society | Unity Trust | |
iPhone Review Score (out of 5) | 4 | No Rating |
Number of iPhone Reviews | 35 | No Reviews |
Android Review Score (out of 5) | 2.6 | No Rating |
Number of Android Reviews | 29 | No Reviews |
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
https://www.apple.com/uk/app-store/
Cambridge Building Society vs Unity Trust Account Fees & Charges
Cambridge Building Society | Unity Trust | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £10 | £6 |
Most Expensive Monthly Account Fee | £20 | £6 |
Electronic Payment Cost (in/out) | Free | 14p |
Cash Payments Cost (in/out) | £1.50 | 50p per £100 |
Cheques (in/out) | Free | 30p per item |
CHAPS Payments Cost | No | £28 |
SEPA Payments Cost | No | 25p |
Cambridge Building Society vs Unity Trust Business Savings Rates
Cambridge Building Society | Unity Trust | |
Types of Business Savings Accounts | Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond | Instant Access, Fixed Term |
Lowest Savings Rate (AER) | 2.90% | 2.77% |
Maximum Savings Rate (AER) | 4.25% | 5.10% |
Minimum Savings Amount | £1,000 | No |
Interest Paid On Foreign Currencies | No | Yes |
Cambridge Building Society vs Unity Trust Account Opening Times
Cambridge Building Society | Unity Trust | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Undisclosed | 7 Working days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Cambridge Building Society vs Unity Trust Features & Account Types


Cambridge Building Society | Unity Trust | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | No |
Branch Locations | Locations around Cambridge | No own branches but can use NatWest, RBS or Ulster Bank locations |
Cambridge Building Society vs Unity Trust Customer Support Options
Cambridge Building Society | Unity Trust | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Cambridge Building Society vs Unity Trust Foreign Currency Accounts
Cambridge Building Society | Unity Trust | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Cambridge Building Society and Unity Trust


Cambridge Building Society | Unity Trust | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Cambridge Building Society vs Unity Trust Banking Basics
Cambridge Building Society | Unity Trust | |
Bank Type | Building Society | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 157223 | 204570 |
Website | Cambridge Building Society Website | Unity Trust Website |
Common Comparison Questions
Does Cambridge Building Society or Unity Trust have better customer reviews?
Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of these reviews 53% are 5-star and 47% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Cambridge Building Society or Unity Trust have a better App?
Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Cambridge Building Society or Unity Trust have better business savings rates?
Cambridge Building Society offers the following types of business savings accounts: Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond with interest rates ranging from 2.90% to 4.25%. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.