Is Cambridge Building Society or United Trust Bank better for your small business?
Below we look at both Cambridge Building Society and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Cambridge Building Society vs United Trust Bank Trustpilot Reviews
| Cambridge Building Society | United Trust Bank | |
| Trustpilot Review Score (out of 5) | 3.1 | 4.6 |
| Percent 5-Star Reviews | 53% | 78% |
| Percent 1- Star Reviews | 47% | 3% |
| Total Number of Reviews | 15 | 1,372 |
https://www.trustpilot.com/review/www.cambridgebs.co.uk
https://www.trustpilot.com/review/utbank.co.uk
Cambridge Building Society vs United Trust Bank App Reviews
| Cambridge Building Society | United Trust Bank | |
| iPhone Review Score (out of 5) | 4 | 5 |
| Number of iPhone Reviews | 35 | 5 |
| Android Review Score (out of 5) | 2.6 | No Rating |
| Number of Android Reviews | 29 | No Reviews |
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
https://apps.apple.com/us/app/united-trust-bank/id6444029400
Cambridge Building Society vs United Trust Bank Account Fees & Charges
| Cambridge Building Society | United Trust Bank | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £10 | £12.50 |
| Most Expensive Monthly Account Fee | £20 | £25 |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | £1.50 | Free / £1.50 |
| Cheques (in/out) | Free | Free / £2.50 |
| CHAPS Payments Cost | No | £25 |
| SEPA Payments Cost | No | No |
Cambridge Building Society vs United Trust Bank Business Savings Rates
| Cambridge Building Society | United Trust Bank | |
| Types of Business Savings Accounts | Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts |
| Lowest Savings Rate (AER) | 2.90% | 3.75% |
| Maximum Savings Rate (AER) | 4.25% | 5.25% |
| Minimum Savings Amount | £1,000 | £5,000 |
| Interest Paid On Foreign Currencies | No | Yes |
Cambridge Building Society vs United Trust Bank Account Opening Times
| Cambridge Building Society | United Trust Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Undisclosed | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | No | Yes |
Cambridge Building Society vs United Trust Bank Features & Account Types
| Cambridge Building Society | United Trust Bank | |
| Business Current Account | No | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | None | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Locations around Cambridge | London office only |
Cambridge Building Society vs United Trust Bank Customer Support Options
| Cambridge Building Society | United Trust Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Cambridge Building Society vs United Trust Bank Foreign Currency Accounts
| Cambridge Building Society | United Trust Bank | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Cambridge Building Society and United Trust Bank
| Cambridge Building Society | United Trust Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Cambridge Building Society vs United Trust Bank Banking Basics
| Cambridge Building Society | United Trust Bank | |
| Bank Type | Building Society | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 157223 | 204463 |
| Website | Cambridge Building Society Website | United Trust Bank Website |
Common Comparison Questions
Does Cambridge Building Society or United Trust Bank have better customer reviews?
Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of these reviews 53% are 5-star and 47% are 1-star.
Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.
Does Cambridge Building Society or United Trust Bank have a better App?
Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.
In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Cambridge Building Society or United Trust Bank have better business savings rates?
Cambridge Building Society offers the following types of business savings accounts: Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond with interest rates ranging from 2.90% to 4.25%. (AER)
In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).
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For other business bank accounts see our guide here.