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Cambridge Building Society VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cambridge Building Society or Countingup better for your small business?



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Below we look at both Cambridge Building Society and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cambridge Building Society Homepage
Cambridge Building Society Homepage


Countingup Homepage
Countingup Homepage
 

Cambridge Building Society vs Countingup Trustpilot Reviews

Cambridge Building SocietyCountingup
Trustpilot Review Score (out of 5)3.14.4
Percent 5-Star Reviews53%81%
Percent 1- Star Reviews47%9%
Total Number of Reviews152,382
Sources:
https://www.trustpilot.com/review/www.cambridgebs.co.uk
https://www.trustpilot.com/review/countingup.com

Cambridge Building Society vs Countingup App Reviews

Cambridge Building SocietyCountingup
iPhone Review Score (out of 5)44.7
Number of iPhone Reviews352,800
Android Review Score (out of 5)2.64.5
Number of Android Reviews291,300
Sources:
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Cambridge Building Society vs Countingup Account Fees & Charges

Cambridge Building SocietyCountingup
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£10£3
Most Expensive Monthly Account Fee£20£18
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)£1.50£1
Cheques (in/out)FreeFree
CHAPS Payments CostNoNo
SEPA Payments CostNoNo

Cambridge Building Society vs Countingup Business Savings Rates

Cambridge Building SocietyCountingup
Types of Business Savings AccountsBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business BondNone
Lowest Savings Rate (AER)2.90%NA
Maximum Savings Rate (AER)4.25%NA
Minimum Savings Amount£1,000NA
Interest Paid On Foreign CurrenciesNoYes
 

Cambridge Building Society vs Countingup Account Opening Times

Cambridge Building SocietyCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Undisclosed5 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoYes

Cambridge Building Society vs Countingup Features & Account Types

Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


Countingup Account Types
Countingup Features & Account Types


Cambridge Building SocietyCountingup
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesNo
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLocations around CambridgeNone, online only

Cambridge Building Society vs Countingup Customer Support Options

Cambridge Building SocietyCountingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Cambridge Building Society vs Countingup Foreign Currency Accounts

Cambridge Building SocietyCountingup
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Cambridge Building Society and Countingup

Cambridge Building Society Account Types
Other Cambridge Building Society Services


Countingup Account Types
Other Countingup Services


Cambridge Building SocietyCountingup
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Cambridge Building Society vs Countingup Banking Basics

Cambridge Building SocietyCountingup
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number157223900010
WebsiteCambridge Building Society WebsiteCountingup Website

Common Comparison Questions

Does Cambridge Building Society or Countingup have better customer reviews?

Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of these reviews 53% are 5-star and 47% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Cambridge Building Society or Countingup have a better App?

Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Cambridge Building Society or Countingup have better business savings rates?

Cambridge Building Society offers the following types of business savings accounts: Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond with interest rates ranging from 2.90% to 4.25%. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Cambridge Building Society vs State Bank of India (UK)
Cambridge Building Society vs Charity Bank
Cambridge Building Society vs Cumberland Building Society
Cambridge Building Society vs Redwood Bank
Cambridge Building Society vs Amaiz


For other business bank accounts see our guide here.

 



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