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Cambridge Building Society VS CardOneMoney: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cambridge Building Society or CardOneMoney better for your small business?



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Below we look at both Cambridge Building Society and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cambridge Building Society Homepage
Cambridge Building Society Homepage


CardOneMoney Homepage
CardOneMoney Homepage
 

Cambridge Building Society vs CardOneMoney Trustpilot Reviews

Cambridge Building SocietyCardOneMoney
Trustpilot Review Score (out of 5)3.14.6
Percent 5-Star Reviews53%85%
Percent 1- Star Reviews47%9%
Total Number of Reviews15798
Sources:
https://www.trustpilot.com/review/www.cambridgebs.co.uk
https://www.trustpilot.com/review/cardonemoney.com

Cambridge Building Society vs CardOneMoney App Reviews

Cambridge Building SocietyCardOneMoney
iPhone Review Score (out of 5)42.7
Number of iPhone Reviews3561
Android Review Score (out of 5)2.63.9
Number of Android Reviews29200
Sources:
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
https://apps.apple.com/gb/app/card-one-money/id1133870045

Cambridge Building Society vs CardOneMoney Account Fees & Charges

Cambridge Building SocietyCardOneMoney
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£10£12.50
Most Expensive Monthly Account Fee£20£25
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)£1.50£1.50
Cheques (in/out)Free£5
CHAPS Payments CostNo£30
SEPA Payments CostNoNo

Cambridge Building Society vs CardOneMoney Business Savings Rates

Cambridge Building SocietyCardOneMoney
Types of Business Savings AccountsBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business BondNone
Lowest Savings Rate (AER)2.90%NA
Maximum Savings Rate (AER)4.25%NA
Minimum Savings Amount£1,000NA
Interest Paid On Foreign CurrenciesNoYes
 

Cambridge Building Society vs CardOneMoney Account Opening Times

Cambridge Building SocietyCardOneMoney
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Undisclosed3 hours
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoNo

Cambridge Building Society vs CardOneMoney Features & Account Types

Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


CardOneMoney Account Types
CardOneMoney Features & Account Types


Cambridge Building SocietyCardOneMoney
Business Current AccountNoYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLocations around CambridgeNone, online only

Cambridge Building Society vs CardOneMoney Customer Support Options

Cambridge Building SocietyCardOneMoney
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Cambridge Building Society vs CardOneMoney Foreign Currency Accounts

Cambridge Building SocietyCardOneMoney
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • United States Dollar (USD)
  • Euro (EUR)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)

Other Business Services From Cambridge Building Society and CardOneMoney

Cambridge Building Society Account Types
Other Cambridge Building Society Services


CardOneMoney Account Types
Other CardOneMoney Services


Cambridge Building SocietyCardOneMoney
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Cambridge Building Society vs CardOneMoney Banking Basics

Cambridge Building SocietyCardOneMoney
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number157223504547
WebsiteCambridge Building Society WebsiteCardOneMoney Website

Common Comparison Questions

Does Cambridge Building Society or CardOneMoney have better customer reviews?

Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of these reviews 53% are 5-star and 47% are 1-star.

Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.

Does Cambridge Building Society or CardOneMoney have a better App?

Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.

Does Cambridge Building Society or CardOneMoney have better business savings rates?

Cambridge Building Society offers the following types of business savings accounts: Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond with interest rates ranging from 2.90% to 4.25%. (AER)

In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Cambridge Building Society vs Fair Everywhere
Cambridge Building Society vs Countingup
Cambridge Building Society vs State Bank of India (UK)
Cambridge Building Society vs Charity Bank
Cambridge Building Society vs Cumberland Building Society


For other business bank accounts see our guide here.

 



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