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Cambridge Building Society VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cambridge Building Society or Cambridge & Counties Bank better for your small business?



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Below we look at both Cambridge Building Society and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cambridge Building Society Homepage
Cambridge Building Society Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Cambridge Building Society vs Cambridge & Counties Bank Trustpilot Reviews

Cambridge Building SocietyCambridge & Counties Bank
Trustpilot Review Score (out of 5)3.12.8
Percent 5-Star Reviews53%29%
Percent 1- Star Reviews47%43%
Total Number of Reviews157
Sources:
https://www.trustpilot.com/review/www.cambridgebs.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Cambridge Building Society vs Cambridge & Counties Bank App Reviews

Cambridge Building SocietyCambridge & Counties Bank
iPhone Review Score (out of 5)4No Rating
Number of iPhone Reviews35No Reviews
Android Review Score (out of 5)2.6No Rating
Number of Android Reviews29No Reviews
Sources:
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
https://www.apple.com/uk/app-store/

Cambridge Building Society vs Cambridge & Counties Bank Account Fees & Charges

Cambridge Building SocietyCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£10£12
Most Expensive Monthly Account Fee£20£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)£1.50£2
Cheques (in/out)Free£2
CHAPS Payments CostNo£20
SEPA Payments CostNo25p

Cambridge Building Society vs Cambridge & Counties Bank Business Savings Rates

Cambridge Building SocietyCambridge & Counties Bank
Types of Business Savings AccountsBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business BondNotice account, Fixed Rate
Lowest Savings Rate (AER)2.90%4.05%
Maximum Savings Rate (AER)4.25%4.80%
Minimum Savings Amount£1,000£10,000
Interest Paid On Foreign CurrenciesNoNo
 

Cambridge Building Society vs Cambridge & Counties Bank Account Opening Times

Cambridge Building SocietyCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
UndisclosedUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Cambridge Building Society vs Cambridge & Counties Bank Features & Account Types

Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Cambridge Building SocietyCambridge & Counties Bank
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsLocations around CambridgeLeicester

Cambridge Building Society vs Cambridge & Counties Bank Customer Support Options

Cambridge Building SocietyCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Cambridge Building Society vs Cambridge & Counties Bank Foreign Currency Accounts

Cambridge Building SocietyCambridge & Counties Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Cambridge Building Society and Cambridge & Counties Bank

Cambridge Building Society Account Types
Other Cambridge Building Society Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Cambridge Building SocietyCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Cambridge Building Society vs Cambridge & Counties Bank Banking Basics

Cambridge Building SocietyCambridge & Counties Bank
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number157223579415
WebsiteCambridge Building Society WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Cambridge Building Society or Cambridge & Counties Bank have better customer reviews?

Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of these reviews 53% are 5-star and 47% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Cambridge Building Society or Cambridge & Counties Bank have a better App?

Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Cambridge Building Society or Cambridge & Counties Bank have better business savings rates?

Cambridge Building Society offers the following types of business savings accounts: Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond with interest rates ranging from 2.90% to 4.25%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
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Cambridge Building Society vs Dudley Building Society
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Cambridge Building Society vs Ampere
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For other business bank accounts see our guide here.

 



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