Is Cambridge Building Society or 3S Money better for your small business?
Below we look at both Cambridge Building Society and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Cambridge Building Society vs 3S Money Trustpilot Reviews
| Cambridge Building Society | 3S Money | |
| Trustpilot Review Score (out of 5) | 3.1 | 4.7 |
| Percent 5-Star Reviews | 53% | 93% |
| Percent 1- Star Reviews | 47% | 5% |
| Total Number of Reviews | 15 | 730 |
https://www.trustpilot.com/review/www.cambridgebs.co.uk
https://www.trustpilot.com/review/3s.money
Cambridge Building Society vs 3S Money App Reviews
| Cambridge Building Society | 3S Money | |
| iPhone Review Score (out of 5) | 4 | No Rating |
| Number of iPhone Reviews | 35 | No Reviews |
| Android Review Score (out of 5) | 2.6 | No Rating |
| Number of Android Reviews | 29 | No Reviews |
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
https://www.apple.com/uk/app-store/
Cambridge Building Society vs 3S Money Account Fees & Charges
| Cambridge Building Society | 3S Money | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £10 | $100 |
| Most Expensive Monthly Account Fee | £20 | $100 |
| Electronic Payment Cost (in/out) | Free | Free + 60p |
| Cash Payments Cost (in/out) | £1.50 | Free |
| Cheques (in/out) | Free | £1 |
| CHAPS Payments Cost | No | £20 |
| SEPA Payments Cost | No | €1 |
Cambridge Building Society vs 3S Money Business Savings Rates
| Cambridge Building Society | 3S Money | |
| Types of Business Savings Accounts | Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond | None |
| Lowest Savings Rate (AER) | 2.90% | NA |
| Maximum Savings Rate (AER) | 4.25% | NA |
| Minimum Savings Amount | £1,000 | NA |
| Interest Paid On Foreign Currencies | No | No |
Cambridge Building Society vs 3S Money Account Opening Times
| Cambridge Building Society | 3S Money | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Undisclosed | 15 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | No | Yes |
Cambridge Building Society vs 3S Money Features & Account Types
| Cambridge Building Society | 3S Money | |
| Business Current Account | No | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | None | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Locations around Cambridge | None, online only |
Cambridge Building Society vs 3S Money Customer Support Options
| Cambridge Building Society | 3S Money | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Cambridge Building Society vs 3S Money Foreign Currency Accounts
| Cambridge Building Society | 3S Money | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No | No |
Other Business Services From Cambridge Building Society and 3S Money
| Cambridge Building Society | 3S Money | |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | Yes |
Cambridge Building Society vs 3S Money Banking Basics
| Cambridge Building Society | 3S Money | |
| Bank Type | Building Society | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 157223 | 900918 |
| Website | Cambridge Building Society Website | 3S Money Website |
Common Comparison Questions
Does Cambridge Building Society or 3S Money have better customer reviews?
Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of these reviews 53% are 5-star and 47% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Cambridge Building Society or 3S Money have a better App?
Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Cambridge Building Society or 3S Money have better business savings rates?
Cambridge Building Society offers the following types of business savings accounts: Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond with interest rates ranging from 2.90% to 4.25%. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.