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Anna VS Unity Trust: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or Unity Trust better for your small business?



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Below we look at both Anna and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


Unity Trust Homepage
Unity Trust Homepage
 

Anna vs Unity Trust Trustpilot Reviews

AnnaUnity Trust
Trustpilot Review Score (out of 5)4.64
Percent 5-Star Reviews85%61%
Percent 1- Star Reviews8%14%
Total Number of Reviews2,677255
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/unity.co.uk

Anna vs Unity Trust App Reviews

AnnaUnity Trust
iPhone Review Score (out of 5)4.5No Rating
Number of iPhone Reviews846No Reviews
Android Review Score (out of 5)3.9No Rating
Number of Android Reviews1,300No Reviews
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://www.apple.com/uk/app-store/

Anna vs Unity Trust Account Fees & Charges

AnnaUnity Trust
Free Business Bank AccountYesNo
Free Business Account Term Length1 MonthNA
Cheapest Monthly Account Fee£14.90£6
Most Expensive Monthly Account Fee£49.90£6
Electronic Payment Cost (in/out)20p14p
Cash Payments Cost (in/out)£150p per £100
Cheques (in/out)Free30p per item
CHAPS Payments CostNo£28
SEPA Payments CostNo25p

Anna vs Unity Trust Business Savings Rates

AnnaUnity Trust
Types of Business Savings AccountsNoneInstant Access, Fixed Term
Lowest Savings Rate (AER)NA2.77%
Maximum Savings Rate (AER)NA5.10%
Minimum Savings AmountNANo
Interest Paid On Foreign CurrenciesYesYes
 

Anna vs Unity Trust Account Opening Times

AnnaUnity Trust
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutes7 Working days
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Anna vs Unity Trust Features & Account Types

Anna Account Types
Anna Features & Account Types


Unity Trust Account Types
Unity Trust Features & Account Types


AnnaUnity Trust
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNo own branches but can use NatWest, RBS or Ulster Bank locations

Anna vs Unity Trust Customer Support Options

AnnaUnity Trust
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Anna vs Unity Trust Foreign Currency Accounts

AnnaUnity Trust
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)

Other Business Services From Anna and Unity Trust

Anna Account Types
Other Anna Services


Unity Trust Account Types
Other Unity Trust Services


AnnaUnity Trust
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Anna vs Unity Trust Banking Basics

AnnaUnity Trust
Bank TypeChallengerChallenger
FSCS ProtectionNoYes, up to £85,000
FCA Number789333204570
WebsiteAnna WebsiteUnity Trust Website

Common Comparison Questions

Does Anna or Unity Trust have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.

Does Anna or Unity Trust have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Anna or Unity Trust have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).

See Other Comparisons:
Anna vs United Trust Bank
Anna vs HSBC Kinetic
Anna vs CardOneMoney
Anna vs Fair Everywhere
Anna vs Countingup


For other business bank accounts see our guide here.

 



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