Is Anna or United Trust Bank better for your small business?
Below we look at both Anna and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Anna vs United Trust Bank Trustpilot Reviews
Anna | United Trust Bank | |
Trustpilot Review Score (out of 5) | 4.6 | 4.6 |
Percent 5-Star Reviews | 85% | 78% |
Percent 1- Star Reviews | 8% | 3% |
Total Number of Reviews | 2,677 | 1,372 |
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/utbank.co.uk
Anna vs United Trust Bank App Reviews
Anna | United Trust Bank | |
iPhone Review Score (out of 5) | 4.5 | 5 |
Number of iPhone Reviews | 846 | 5 |
Android Review Score (out of 5) | 3.9 | No Rating |
Number of Android Reviews | 1,300 | No Reviews |
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://apps.apple.com/us/app/united-trust-bank/id6444029400
Anna vs United Trust Bank Account Fees & Charges
Anna | United Trust Bank | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 1 Month | NA |
Cheapest Monthly Account Fee | £14.90 | £12.50 |
Most Expensive Monthly Account Fee | £49.90 | £25 |
Electronic Payment Cost (in/out) | 20p | Free |
Cash Payments Cost (in/out) | £1 | Free / £1.50 |
Cheques (in/out) | Free | Free / £2.50 |
CHAPS Payments Cost | No | £25 |
SEPA Payments Cost | No | No |
Anna vs United Trust Bank Business Savings Rates
Anna | United Trust Bank | |
Types of Business Savings Accounts | None | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts |
Lowest Savings Rate (AER) | NA | 3.75% |
Maximum Savings Rate (AER) | NA | 5.25% |
Minimum Savings Amount | NA | £5,000 |
Interest Paid On Foreign Currencies | Yes | Yes |
Anna vs United Trust Bank Account Opening Times
Anna | United Trust Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 3 minutes | 7 Working days |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Anna vs United Trust Bank Features & Account Types


Anna | United Trust Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Visa |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | London office only |
Anna vs United Trust Bank Customer Support Options
Anna | United Trust Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Anna vs United Trust Bank Foreign Currency Accounts
Anna | United Trust Bank | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Anna and United Trust Bank


Anna | United Trust Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | Yes |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Anna vs United Trust Bank Banking Basics
Anna | United Trust Bank | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | Yes, up to £85,000 |
FCA Number | 789333 | 204463 |
Website | Anna Website | United Trust Bank Website |
Common Comparison Questions
Does Anna or United Trust Bank have better customer reviews?
Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.
Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.
Does Anna or United Trust Bank have a better App?
Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.
In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Anna or United Trust Bank have better business savings rates?
Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).
See Other Comparisons:Anna vs HSBC Kinetic
Anna vs CardOneMoney
Anna vs Fair Everywhere
Anna vs Countingup
Anna vs State Bank of India (UK)
For other business bank accounts see our guide here.