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Anna VS United Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or United Trust Bank better for your small business?



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Below we look at both Anna and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


United Trust Bank Homepage
United Trust Bank Homepage
 

Anna vs United Trust Bank Trustpilot Reviews

AnnaUnited Trust Bank
Trustpilot Review Score (out of 5)4.64.6
Percent 5-Star Reviews85%78%
Percent 1- Star Reviews8%3%
Total Number of Reviews2,6771,372
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/utbank.co.uk

Anna vs United Trust Bank App Reviews

AnnaUnited Trust Bank
iPhone Review Score (out of 5)4.55
Number of iPhone Reviews8465
Android Review Score (out of 5)3.9No Rating
Number of Android Reviews1,300No Reviews
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://apps.apple.com/us/app/united-trust-bank/id6444029400

Anna vs United Trust Bank Account Fees & Charges

AnnaUnited Trust Bank
Free Business Bank AccountYesNo
Free Business Account Term Length1 MonthNA
Cheapest Monthly Account Fee£14.90£12.50
Most Expensive Monthly Account Fee£49.90£25
Electronic Payment Cost (in/out)20pFree
Cash Payments Cost (in/out)£1Free / £1.50
Cheques (in/out)FreeFree / £2.50
CHAPS Payments CostNo£25
SEPA Payments CostNoNo

Anna vs United Trust Bank Business Savings Rates

AnnaUnited Trust Bank
Types of Business Savings AccountsNoneFixed Term Business Bonds, Notice Accounts, Tracker Accounts
Lowest Savings Rate (AER)NA3.75%
Maximum Savings Rate (AER)NA5.25%
Minimum Savings AmountNA£5,000
Interest Paid On Foreign CurrenciesYesYes
 

Anna vs United Trust Bank Account Opening Times

AnnaUnited Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutes7 Working days
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Anna vs United Trust Bank Features & Account Types

Anna Account Types
Anna Features & Account Types


United Trust Bank Account Types
United Trust Bank Features & Account Types


AnnaUnited Trust Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyLondon office only

Anna vs United Trust Bank Customer Support Options

AnnaUnited Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Anna vs United Trust Bank Foreign Currency Accounts

AnnaUnited Trust Bank
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
  • British Pound (GBP)
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)

Other Business Services From Anna and United Trust Bank

Anna Account Types
Other Anna Services


United Trust Bank Account Types
Other United Trust Bank Services


AnnaUnited Trust Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Anna vs United Trust Bank Banking Basics

AnnaUnited Trust Bank
Bank TypeChallengerChallenger
FSCS ProtectionNoYes, up to £85,000
FCA Number789333204463
WebsiteAnna WebsiteUnited Trust Bank Website

Common Comparison Questions

Does Anna or United Trust Bank have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.

Does Anna or United Trust Bank have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Anna or United Trust Bank have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).

See Other Comparisons:
Anna vs HSBC Kinetic
Anna vs CardOneMoney
Anna vs Fair Everywhere
Anna vs Countingup
Anna vs State Bank of India (UK)


For other business bank accounts see our guide here.

 



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