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Anna VS SumUp Business Account: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: September 4, 2025

Is Anna or SumUp Business Account better for your small business?



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Below we look at both Anna and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


SumUp Business Account Homepage
SumUp Business Account Homepage
 

Anna vs SumUp Business Account Trustpilot Reviews

AnnaSumUp Business Account
Trustpilot Review Score (out of 5)4.64.2
Percent 5-Star Reviews85%64%
Percent 1- Star Reviews8%22%
Total Number of Reviews2,67718,247
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/sumup.com

Anna vs SumUp Business Account App Reviews

AnnaSumUp Business Account
iPhone Review Score (out of 5)4.54.8
Number of iPhone Reviews84612,400
Android Review Score (out of 5)3.94.7
Number of Android Reviews1,30084,500
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://apps.apple.com/gb/app/sumup/id514879214

Anna vs SumUp Business Account Account Fees & Charges

AnnaSumUp Business Account
Free Business Bank AccountYesYes
Free Business Account Term Length1 MonthNo Limit
Cheapest Monthly Account Fee£14.90No
Most Expensive Monthly Account Fee£49.90No
Electronic Payment Cost (in/out)20pFree
Cash Payments Cost (in/out)£1Free
Cheques (in/out)FreeFree
CHAPS Payments CostNoNo
SEPA Payments CostNoNo

Anna vs SumUp Business Account Business Savings Rates

AnnaSumUp Business Account
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesNo
 

Anna vs SumUp Business Account Account Opening Times

AnnaSumUp Business Account
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutes10 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Anna vs SumUp Business Account Features & Account Types

Anna Account Types
Anna Features & Account Types


SumUp Business Account Account Types
SumUp Business Account Features & Account Types


AnnaSumUp Business Account
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Anna vs SumUp Business Account Customer Support Options

AnnaSumUp Business Account
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Anna vs SumUp Business Account Foreign Currency Accounts

AnnaSumUp Business Account
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
No

Other Business Services From Anna and SumUp Business Account

Anna Account Types
Other Anna Services


SumUp Business Account Account Types
Other SumUp Business Account Services


AnnaSumUp Business Account
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Anna vs SumUp Business Account Banking Basics

AnnaSumUp Business Account
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number789333900700
WebsiteAnna WebsiteSumUp Business Account Website

Common Comparison Questions

Does Anna or SumUp Business Account have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.

Does Anna or SumUp Business Account have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.

Does Anna or SumUp Business Account have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Anna vs Cambridge & Counties Bank
Anna vs Recognise Bank
Anna vs Dudley Building Society
Anna vs MyPOS
Anna vs Ampere


For other business bank accounts see our guide here.

 



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