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Anna VS Mettle: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or Mettle better for your small business?



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Below we look at both Anna and Mettle reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


Mettle Homepage
Mettle Homepage
 

Anna vs Mettle Trustpilot Reviews

AnnaMettle
Trustpilot Review Score (out of 5)4.64.6
Percent 5-Star Reviews85%81%
Percent 1- Star Reviews8%8%
Total Number of Reviews2,6773,418
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/mettle.co.uk

Anna vs Mettle App Reviews

AnnaMettle
iPhone Review Score (out of 5)4.54.9
Number of iPhone Reviews84625,100
Android Review Score (out of 5)3.94.8
Number of Android Reviews1,3008,890
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870

Anna vs Mettle Account Fees & Charges

AnnaMettle
Free Business Bank AccountYesYes
Free Business Account Term Length1 MonthNo Limit
Cheapest Monthly Account Fee£14.90No
Most Expensive Monthly Account Fee£49.90No
Electronic Payment Cost (in/out)20pFree
Cash Payments Cost (in/out)£1£1.50 / £2.50
Cheques (in/out)Free50p
CHAPS Payments CostNo£20
SEPA Payments CostNoNo

Anna vs Mettle Business Savings Rates

AnnaMettle
Types of Business Savings AccountsNoneSavings pot
Lowest Savings Rate (AER)NA1.46%
Maximum Savings Rate (AER)NA1.46%
Minimum Savings AmountNA£10
Interest Paid On Foreign CurrenciesYesNo
 

Anna vs Mettle Account Opening Times

AnnaMettle
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutesFew minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Anna vs Mettle Features & Account Types

Anna Account Types
Anna Features & Account Types


Mettle Account Types
Mettle Features & Account Types


AnnaMettle
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Anna vs Mettle Customer Support Options

AnnaMettle
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Anna vs Mettle Foreign Currency Accounts

AnnaMettle
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
No

Other Business Services From Anna and Mettle

Anna Account Types
Other Anna Services


Mettle Account Types
Other Mettle Services


AnnaMettle
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesNo
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Anna vs Mettle Banking Basics

AnnaMettle
Bank TypeChallengerHigh Street/Challenger
FSCS ProtectionNoYes, up to £85,000 via NatWest
FCA Number789333121878
WebsiteAnna WebsiteMettle Website

Common Comparison Questions

Does Anna or Mettle have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of which 81% are 5-star and 8% are 1-star.

Does Anna or Mettle have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

Does Anna or Mettle have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Mettle offers Savings pot accounts with interest rates ranging from 1.46% to 1.46% (AER).

See Other Comparisons:
Anna vs Monese
Anna vs Saffron Building Society
Anna vs OakNorth
Anna vs Airwallex
Anna vs Triodos Bank


For other business bank accounts see our guide here.

 



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We do not provide merchant services nor can we recommend which solution is right for you and your business.
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