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Anna VS Cumberland Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or Cumberland Building Society better for your small business?



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Below we look at both Anna and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


Cumberland Building Society Homepage
Cumberland Building Society Homepage
 

Anna vs Cumberland Building Society Trustpilot Reviews

AnnaCumberland Building Society
Trustpilot Review Score (out of 5)4.62.5
Percent 5-Star Reviews85%22%
Percent 1- Star Reviews8%69%
Total Number of Reviews2,67741
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk

Anna vs Cumberland Building Society App Reviews

AnnaCumberland Building Society
iPhone Review Score (out of 5)4.54.7
Number of iPhone Reviews846644
Android Review Score (out of 5)3.94.8
Number of Android Reviews1,300415
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935

Anna vs Cumberland Building Society Account Fees & Charges

AnnaCumberland Building Society
Free Business Bank AccountYesYes
Free Business Account Term Length1 Month12 Months
Cheapest Monthly Account Fee£14.90Free
Most Expensive Monthly Account Fee£49.90£5
Electronic Payment Cost (in/out)20p35p
Cash Payments Cost (in/out)£140p per £100
Cheques (in/out)Free£1
CHAPS Payments CostNo£25
SEPA Payments CostNoNo

Anna vs Cumberland Building Society Business Savings Rates

AnnaCumberland Building Society
Types of Business Savings AccountsNoneInstant Access, Fixed Term, Notice Savings
Lowest Savings Rate (AER)NA3.05%
Maximum Savings Rate (AER)NA4.20%
Minimum Savings AmountNA£1
Interest Paid On Foreign CurrenciesYesNo
 

Anna vs Cumberland Building Society Account Opening Times

AnnaCumberland Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutes5 to 10 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Anna vs Cumberland Building Society Features & Account Types

Anna Account Types
Anna Features & Account Types


Cumberland Building Society Account Types
Cumberland Building Society Features & Account Types


AnnaCumberland Building Society
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLocations in North East England only

Anna vs Cumberland Building Society Customer Support Options

AnnaCumberland Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Anna vs Cumberland Building Society Foreign Currency Accounts

AnnaCumberland Building Society
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
No

Other Business Services From Anna and Cumberland Building Society

Anna Account Types
Other Anna Services


Cumberland Building Society Account Types
Other Cumberland Building Society Services


AnnaCumberland Building Society
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Anna vs Cumberland Building Society Banking Basics

AnnaCumberland Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionNoYes, up to £85,000
FCA Number789333106074
WebsiteAnna WebsiteCumberland Building Society Website

Common Comparison Questions

Does Anna or Cumberland Building Society have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.

Does Anna or Cumberland Building Society have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.

Does Anna or Cumberland Building Society have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).

See Other Comparisons:
Anna vs Redwood Bank
Anna vs Amaiz
Anna vs ICICI Bank UK
Anna vs Intergiro
Anna vs GoSolo


For other business bank accounts see our guide here.

 



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