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Anna VS Charity Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or Charity Bank better for your small business?



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Below we look at both Anna and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


Charity Bank Homepage
Charity Bank Homepage
 

Anna vs Charity Bank Trustpilot Reviews

AnnaCharity Bank
Trustpilot Review Score (out of 5)4.63.3
Percent 5-Star Reviews85%33%
Percent 1- Star Reviews8%34%
Total Number of Reviews2,6773
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/charitybank.org

Anna vs Charity Bank App Reviews

AnnaCharity Bank
iPhone Review Score (out of 5)4.5No Rating
Number of iPhone Reviews846No Reviews
Android Review Score (out of 5)3.9No Rating
Number of Android Reviews1,300No Reviews
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://www.apple.com/uk/app-store/

Anna vs Charity Bank Account Fees & Charges

AnnaCharity Bank
Free Business Bank AccountYesNo
Free Business Account Term Length1 MonthNA
Cheapest Monthly Account Fee£14.90Free
Most Expensive Monthly Account Fee£49.90Free
Electronic Payment Cost (in/out)20pNo
Cash Payments Cost (in/out)£1Free
Cheques (in/out)FreeFree
CHAPS Payments CostNo£10
SEPA Payments CostNo20p

Anna vs Charity Bank Business Savings Rates

AnnaCharity Bank
Types of Business Savings AccountsNoneCITR accounts, Easy Access, Notice Accounts, Fixed Account
Lowest Savings Rate (AER)NA2.02%
Maximum Savings Rate (AER)NA4.51%
Minimum Savings AmountNA£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Anna vs Charity Bank Account Opening Times

AnnaCharity Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutesUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Anna vs Charity Bank Features & Account Types

Anna Account Types
Anna Features & Account Types


Charity Bank Account Types
Charity Bank Features & Account Types


AnnaCharity Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyTonbridge

Anna vs Charity Bank Customer Support Options

AnnaCharity Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Anna vs Charity Bank Foreign Currency Accounts

AnnaCharity Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
No

Other Business Services From Anna and Charity Bank

Anna Account Types
Other Anna Services


Charity Bank Account Types
Other Charity Bank Services


AnnaCharity Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Anna vs Charity Bank Banking Basics

AnnaCharity Bank
Bank TypeChallengerChallenger
FSCS ProtectionNoYes, up to £85,000
FCA Number789333207701
WebsiteAnna WebsiteCharity Bank Website

Common Comparison Questions

Does Anna or Charity Bank have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.

Does Anna or Charity Bank have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Anna or Charity Bank have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).

See Other Comparisons:
Anna vs Cumberland Building Society
Anna vs Redwood Bank
Anna vs Amaiz
Anna vs ICICI Bank UK
Anna vs Intergiro


For other business bank accounts see our guide here.

 



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