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Anna VS CardOneMoney: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or CardOneMoney better for your small business?



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Below we look at both Anna and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


CardOneMoney Homepage
CardOneMoney Homepage
 

Anna vs CardOneMoney Trustpilot Reviews

AnnaCardOneMoney
Trustpilot Review Score (out of 5)4.64.6
Percent 5-Star Reviews85%85%
Percent 1- Star Reviews8%9%
Total Number of Reviews2,677798
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/cardonemoney.com

Anna vs CardOneMoney App Reviews

AnnaCardOneMoney
iPhone Review Score (out of 5)4.52.7
Number of iPhone Reviews84661
Android Review Score (out of 5)3.93.9
Number of Android Reviews1,300200
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://apps.apple.com/gb/app/card-one-money/id1133870045

Anna vs CardOneMoney Account Fees & Charges

AnnaCardOneMoney
Free Business Bank AccountYesNo
Free Business Account Term Length1 MonthNA
Cheapest Monthly Account Fee£14.90£12.50
Most Expensive Monthly Account Fee£49.90£25
Electronic Payment Cost (in/out)20pFree
Cash Payments Cost (in/out)£1£1.50
Cheques (in/out)Free£5
CHAPS Payments CostNo£30
SEPA Payments CostNoNo

Anna vs CardOneMoney Business Savings Rates

AnnaCardOneMoney
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

Anna vs CardOneMoney Account Opening Times

AnnaCardOneMoney
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutes3 hours
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Anna vs CardOneMoney Features & Account Types

Anna Account Types
Anna Features & Account Types


CardOneMoney Account Types
CardOneMoney Features & Account Types


AnnaCardOneMoney
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Anna vs CardOneMoney Customer Support Options

AnnaCardOneMoney
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Anna vs CardOneMoney Foreign Currency Accounts

AnnaCardOneMoney
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
  • United States Dollar (USD)
  • Euro (EUR)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)

Other Business Services From Anna and CardOneMoney

Anna Account Types
Other Anna Services


CardOneMoney Account Types
Other CardOneMoney Services


AnnaCardOneMoney
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Anna vs CardOneMoney Banking Basics

AnnaCardOneMoney
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number789333504547
WebsiteAnna WebsiteCardOneMoney Website

Common Comparison Questions

Does Anna or CardOneMoney have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.

Does Anna or CardOneMoney have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.

Does Anna or CardOneMoney have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Anna vs Fair Everywhere
Anna vs Countingup
Anna vs State Bank of India (UK)
Anna vs Charity Bank
Anna vs Cumberland Building Society


For other business bank accounts see our guide here.

 



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