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Anna VS AIB (Allied Irish Bank): Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or AIB (Allied Irish Bank) better for your small business?



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Below we look at both Anna and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


AIB (Allied Irish Bank) Homepage
AIB (Allied Irish Bank) Homepage
 

Anna vs AIB (Allied Irish Bank) Trustpilot Reviews

AnnaAIB (Allied Irish Bank)
Trustpilot Review Score (out of 5)4.62.8
Percent 5-Star Reviews85%20%
Percent 1- Star Reviews8%70%
Total Number of Reviews2,67710
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/aibgb.co.uk

Anna vs AIB (Allied Irish Bank) App Reviews

AnnaAIB (Allied Irish Bank)
iPhone Review Score (out of 5)4.51.7
Number of iPhone Reviews846227
Android Review Score (out of 5)3.91.9
Number of Android Reviews1,30021,400
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://apps.apple.com/gb/app/aib-mobile/id468042881

Anna vs AIB (Allied Irish Bank) Account Fees & Charges

AnnaAIB (Allied Irish Bank)
Free Business Bank AccountYesNo
Free Business Account Term Length1 MonthNA
Cheapest Monthly Account Fee£14.90£10
Most Expensive Monthly Account Fee£49.90£10
Electronic Payment Cost (in/out)20p35p
Cash Payments Cost (in/out)£165p per £100
Cheques (in/out)Free70p
CHAPS Payments CostNo£25
SEPA Payments CostNo£20

Anna vs AIB (Allied Irish Bank) Business Savings Rates

AnnaAIB (Allied Irish Bank)
Types of Business Savings AccountsNoneDemand deposit account, Business fixed term deposit account, Currency deposit account
Lowest Savings Rate (AER)NA0.25%
Maximum Savings Rate (AER)NA3.02%
Minimum Savings AmountNA£1
Interest Paid On Foreign CurrenciesYesYes
 

Anna vs AIB (Allied Irish Bank) Account Opening Times

AnnaAIB (Allied Irish Bank)
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutes15 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Anna vs AIB (Allied Irish Bank) Features & Account Types

Anna Account Types
Anna Features & Account Types


AIB (Allied Irish Bank) Account Types
AIB (Allied Irish Bank) Features & Account Types


AnnaAIB (Allied Irish Bank)
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyBelfast, London and Dublin

Anna vs AIB (Allied Irish Bank) Customer Support Options

AnnaAIB (Allied Irish Bank)
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Anna vs AIB (Allied Irish Bank) Foreign Currency Accounts

AnnaAIB (Allied Irish Bank)
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Singapore Dollar (SGD)

Other Business Services From Anna and AIB (Allied Irish Bank)

Anna Account Types
Other Anna Services


AIB (Allied Irish Bank) Account Types
Other AIB (Allied Irish Bank) Services


AnnaAIB (Allied Irish Bank)
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Anna vs AIB (Allied Irish Bank) Banking Basics

AnnaAIB (Allied Irish Bank)
Bank TypeChallengerHigh Street
FSCS ProtectionNoYes, up to £85,000
FCA Number789333204793
WebsiteAnna WebsiteAIB (Allied Irish Bank) Website

Common Comparison Questions

Does Anna or AIB (Allied Irish Bank) have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.

Does Anna or AIB (Allied Irish Bank) have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.

Does Anna or AIB (Allied Irish Bank) have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).

See Other Comparisons:
Anna vs Unity Trust
Anna vs United Trust Bank
Anna vs HSBC Kinetic
Anna vs CardOneMoney
Anna vs Fair Everywhere


For other business bank accounts see our guide here.

 



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