Is Anna or 3S Money better for your small business?
Below we look at both Anna and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Anna vs 3S Money Trustpilot Reviews
Anna | 3S Money | |
Trustpilot Review Score (out of 5) | 4.6 | 4.7 |
Percent 5-Star Reviews | 85% | 93% |
Percent 1- Star Reviews | 8% | 5% |
Total Number of Reviews | 2,677 | 730 |
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/3s.money
Anna vs 3S Money App Reviews
Anna | 3S Money | |
iPhone Review Score (out of 5) | 4.5 | No Rating |
Number of iPhone Reviews | 846 | No Reviews |
Android Review Score (out of 5) | 3.9 | No Rating |
Number of Android Reviews | 1,300 | No Reviews |
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://www.apple.com/uk/app-store/
Anna vs 3S Money Account Fees & Charges
Anna | 3S Money | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 1 Month | NA |
Cheapest Monthly Account Fee | £14.90 | $100 |
Most Expensive Monthly Account Fee | £49.90 | $100 |
Electronic Payment Cost (in/out) | 20p | Free + 60p |
Cash Payments Cost (in/out) | £1 | Free |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | No | £20 |
SEPA Payments Cost | No | €1 |
Anna vs 3S Money Business Savings Rates
Anna | 3S Money | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | No |
Anna vs 3S Money Account Opening Times
Anna | 3S Money | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 3 minutes | 15 minutes |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Anna vs 3S Money Features & Account Types


Anna | 3S Money | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Anna vs 3S Money Customer Support Options
Anna | 3S Money | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Anna vs 3S Money Foreign Currency Accounts
Anna | 3S Money | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Anna and 3S Money


Anna | 3S Money | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Anna vs 3S Money Banking Basics
Anna | 3S Money | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 789333 | 900918 |
Website | Anna Website | 3S Money Website |
Common Comparison Questions
Does Anna or 3S Money have better customer reviews?
Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Anna or 3S Money have a better App?
Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Anna or 3S Money have better business savings rates?
Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Anna vs MultiPass
Anna vs Reliance Bank
Anna vs SumUp Business Account
Anna vs Cambridge & Counties Bank
Anna vs Recognise Bank
For other business bank accounts see our guide here.