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Anna VS 3S Money: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Anna or 3S Money better for your small business?



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Below we look at both Anna and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Anna Homepage
Anna Homepage


3S Money Homepage
3S Money Homepage
 

Anna vs 3S Money Trustpilot Reviews

Anna3S Money
Trustpilot Review Score (out of 5)4.64.7
Percent 5-Star Reviews85%93%
Percent 1- Star Reviews8%5%
Total Number of Reviews2,677730
Sources:
https://www.trustpilot.com/review/anna.money
https://www.trustpilot.com/review/3s.money

Anna vs 3S Money App Reviews

Anna3S Money
iPhone Review Score (out of 5)4.5No Rating
Number of iPhone Reviews846No Reviews
Android Review Score (out of 5)3.9No Rating
Number of Android Reviews1,300No Reviews
Sources:
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275
https://www.apple.com/uk/app-store/

Anna vs 3S Money Account Fees & Charges

Anna3S Money
Free Business Bank AccountYesNo
Free Business Account Term Length1 MonthNA
Cheapest Monthly Account Fee£14.90$100
Most Expensive Monthly Account Fee£49.90$100
Electronic Payment Cost (in/out)20pFree + 60p
Cash Payments Cost (in/out)£1Free
Cheques (in/out)Free£1
CHAPS Payments CostNo£20
SEPA Payments CostNo€1

Anna vs 3S Money Business Savings Rates

Anna3S Money
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesNo
 

Anna vs 3S Money Account Opening Times

Anna3S Money
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 minutes15 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Anna vs 3S Money Features & Account Types

Anna Account Types
Anna Features & Account Types


3S Money Account Types
3S Money Features & Account Types


Anna3S Money
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Anna vs 3S Money Customer Support Options

Anna3S Money
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Anna vs 3S Money Foreign Currency Accounts

Anna3S Money
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)
No

Other Business Services From Anna and 3S Money

Anna Account Types
Other Anna Services


3S Money Account Types
Other 3S Money Services


Anna3S Money
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Anna vs 3S Money Banking Basics

Anna3S Money
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number789333900918
WebsiteAnna Website3S Money Website

Common Comparison Questions

Does Anna or 3S Money have better customer reviews?

Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of these reviews 85% are 5-star and 8% are 1-star.

Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.

Does Anna or 3S Money have a better App?

Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Anna or 3S Money have better business savings rates?

Anna offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Anna vs MultiPass
Anna vs Reliance Bank
Anna vs SumUp Business Account
Anna vs Cambridge & Counties Bank
Anna vs Recognise Bank


For other business bank accounts see our guide here.

 



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