Is Allica Bank or SumUp Business Account better for your small business?
Below we look at both Allica Bank and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Allica Bank vs SumUp Business Account Trustpilot Reviews
Allica Bank | SumUp Business Account | |
Trustpilot Review Score (out of 5) | 4.5 | 4.2 |
Percent 5-Star Reviews | 76% | 64% |
Percent 1- Star Reviews | 6% | 22% |
Total Number of Reviews | 815 | 18,247 |
https://www.trustpilot.com/review/www.allica.bank
https://www.trustpilot.com/review/sumup.com
Allica Bank vs SumUp Business Account App Reviews
Allica Bank | SumUp Business Account | |
iPhone Review Score (out of 5) | 4.8 | 4.8 |
Number of iPhone Reviews | 503 | 12,400 |
Android Review Score (out of 5) | 4.4 | 4.7 |
Number of Android Reviews | 107 | 84,500 |
https://apps.apple.com/gb/app/allica-bank/id1489138340
https://apps.apple.com/gb/app/sumup/id514879214
Allica Bank vs SumUp Business Account Account Fees & Charges
Allica Bank | SumUp Business Account | |
Free Business Bank Account | No | Yes |
Free Business Account Term Length | NA | No Limit |
Cheapest Monthly Account Fee | No | No |
Most Expensive Monthly Account Fee | No | No |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | Unknown | Free |
CHAPS Payments Cost | £20 | No |
SEPA Payments Cost | No | No |
Allica Bank vs SumUp Business Account Business Savings Rates
Allica Bank | SumUp Business Account | |
Types of Business Savings Accounts | Easy Access, Notice Account | None |
Lowest Savings Rate (AER) | 3.65% | NA |
Maximum Savings Rate (AER) | 5.10% | NA |
Minimum Savings Amount | £20,000 | NA |
Interest Paid On Foreign Currencies | No | No |
Allica Bank vs SumUp Business Account Account Opening Times
Allica Bank | SumUp Business Account | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 3 to 5 Working days | 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Allica Bank vs SumUp Business Account Features & Account Types


Allica Bank | SumUp Business Account | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | No | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | No |
Card Type | Visa | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | Milton Keynes, London and Manchester | None, online only |
Allica Bank vs SumUp Business Account Customer Support Options
Allica Bank | SumUp Business Account | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Allica Bank vs SumUp Business Account Foreign Currency Accounts
Allica Bank | SumUp Business Account | |
US Dollar (USD) Bank Accounts | No | No |
Euro (EUR) Bank Accounts | No | No |
Other Currencies Available: | No | No |
Other Business Services From Allica Bank and SumUp Business Account


Allica Bank | SumUp Business Account | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | Yes |
Free Accounting Software | No | No |
Allica Bank vs SumUp Business Account Banking Basics
Allica Bank | SumUp Business Account | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 821851 | 900700 |
Website | Allica Bank Website | SumUp Business Account Website |
Common Comparison Questions
Does Allica Bank or SumUp Business Account have better customer reviews?
Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of these reviews 76% are 5-star and 6% are 1-star.
Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.
Does Allica Bank or SumUp Business Account have a better App?
Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.
In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.
Does Allica Bank or SumUp Business Account have better business savings rates?
Allica Bank offers the following types of business savings accounts: Easy Access, Notice Account with interest rates ranging from 3.65% to 5.10%. (AER)
In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.