Allica Bank VS Intergiro: Business Banking Review & Fee Comparison

Is Allica Bank or Intergiro better for your small business?

Below we look at both Allica Bank and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Allica Bank vs Intergiro Trustpilot Reviews

	Allica Bank	Intergiro
Trustpilot Review Score (out of 5)	4.5	3.4
Percent 5-Star Reviews	76%	77%
Percent 1- Star Reviews	6%	15%
Total Number of Reviews	815	171

Sources:
https://www.trustpilot.com/review/www.allica.bank
https://www.trustpilot.com/review/intergiro.com

Allica Bank vs Intergiro App Reviews

	Allica Bank	Intergiro
iPhone Review Score (out of 5)	4.8	5
Number of iPhone Reviews	503	4
Android Review Score (out of 5)	4.4	No Rating
Number of Android Reviews	107	No Reviews

Sources:
https://apps.apple.com/gb/app/allica-bank/id1489138340
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Allica Bank vs Intergiro Account Fees & Charges

	Allica Bank	Intergiro
Free Business Bank Account	No	No
Free Business Account Term Length	NA	NA
Cheapest Monthly Account Fee	No	£2.99
Most Expensive Monthly Account Fee	No	£15
Electronic Payment Cost (in/out)	Free	25p
Cash Payments Cost (in/out)	Free	70p per £100
Cheques (in/out)	Unknown	£1
CHAPS Payments Cost	£20	£25
SEPA Payments Cost	No	€1

Allica Bank vs Intergiro Business Savings Rates

	Allica Bank	Intergiro
Types of Business Savings Accounts	Easy Access, Notice Account	None
Lowest Savings Rate (AER)	3.65%	NA
Maximum Savings Rate (AER)	5.10%	NA
Minimum Savings Amount	£20,000	NA
Interest Paid On Foreign Currencies	No	Yes

Allica Bank vs Intergiro Account Opening Times

	Allica Bank	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	3 to 5 Working days	5 to 10 Working days
Do They Check Your Credit?	Yes	No
Current Account Switch Service	Yes	No

Allica Bank vs Intergiro Features & Account Types

	Allica Bank	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	No	No
Business Overdraft	Yes	No
Accounts For Startups	No	No
Accounts For Charities	No	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	No	No
Card Type	Visa	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	Yes	No
Branch Locations	Milton Keynes, London and Manchester	None, online only

Allica Bank vs Intergiro Customer Support Options

	Allica Bank	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	Yes	No

Allica Bank vs Intergiro Foreign Currency Accounts

	Allica Bank	Intergiro
US Dollar (USD) Bank Accounts	No	Yes
Euro (EUR) Bank Accounts	No	Yes
Other Currencies Available:	No	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Allica Bank and Intergiro

	Allica Bank	Intergiro
Business Loans	Yes	No
Commercial Mortgages	Yes	No
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Payment Services	No	Yes
Card Machines	No	No
Free Accounting Software	No	No

Allica Bank vs Intergiro Banking Basics

	Allica Bank	Intergiro
Bank Type	Challenger	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	821851	900945
Website	Allica Bank Website	Intergiro Website

Common Comparison Questions

Does Allica Bank or Intergiro have better customer reviews?

Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of these reviews 76% are 5-star and 6% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Allica Bank or Intergiro have a better App?

Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Allica Bank or Intergiro have better business savings rates?

Allica Bank offers the following types of business savings accounts: Easy Access, Notice Account with interest rates ranging from 3.65% to 5.10%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

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For other business bank accounts see our guide here.