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Allica Bank VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Allica Bank or Cambridge & Counties Bank better for your small business?



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Below we look at both Allica Bank and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Allica Bank Homepage
Allica Bank Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Allica Bank vs Cambridge & Counties Bank Trustpilot Reviews

Allica BankCambridge & Counties Bank
Trustpilot Review Score (out of 5)4.52.8
Percent 5-Star Reviews76%29%
Percent 1- Star Reviews6%43%
Total Number of Reviews8157
Sources:
https://www.trustpilot.com/review/www.allica.bank
https://www.trustpilot.com/review/www.ccbank.co.uk

Allica Bank vs Cambridge & Counties Bank App Reviews

Allica BankCambridge & Counties Bank
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews503No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews107No Reviews
Sources:
https://apps.apple.com/gb/app/allica-bank/id1489138340
https://www.apple.com/uk/app-store/

Allica Bank vs Cambridge & Counties Bank Account Fees & Charges

Allica BankCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£12
Most Expensive Monthly Account FeeNo£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)Free£2
Cheques (in/out)Unknown£2
CHAPS Payments Cost£20£20
SEPA Payments CostNo25p

Allica Bank vs Cambridge & Counties Bank Business Savings Rates

Allica BankCambridge & Counties Bank
Types of Business Savings AccountsEasy Access, Notice AccountNotice account, Fixed Rate
Lowest Savings Rate (AER)3.65%4.05%
Maximum Savings Rate (AER)5.10%4.80%
Minimum Savings Amount£20,000£10,000
Interest Paid On Foreign CurrenciesNoNo
 

Allica Bank vs Cambridge & Counties Bank Account Opening Times

Allica BankCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 to 5 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Allica Bank vs Cambridge & Counties Bank Features & Account Types

Allica Bank Account Types
Allica Bank Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Allica BankCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftYesYes
Accounts For StartupsNoNo
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsMilton Keynes, London and ManchesterLeicester

Allica Bank vs Cambridge & Counties Bank Customer Support Options

Allica BankCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Allica Bank vs Cambridge & Counties Bank Foreign Currency Accounts

Allica BankCambridge & Counties Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Allica Bank and Cambridge & Counties Bank

Allica Bank Account Types
Other Allica Bank Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Allica BankCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Allica Bank vs Cambridge & Counties Bank Banking Basics

Allica BankCambridge & Counties Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number821851579415
WebsiteAllica Bank WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Allica Bank or Cambridge & Counties Bank have better customer reviews?

Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of these reviews 76% are 5-star and 6% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Allica Bank or Cambridge & Counties Bank have a better App?

Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Allica Bank or Cambridge & Counties Bank have better business savings rates?

Allica Bank offers the following types of business savings accounts: Easy Access, Notice Account with interest rates ranging from 3.65% to 5.10%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Allica Bank vs Recognise Bank
Allica Bank vs Dudley Building Society
Allica Bank vs MyPOS
Allica Bank vs Ampere
Cater Allen vs AIB (Allied Irish Bank)


For other business bank accounts see our guide here.

 



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