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Allica Bank VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Allica Bank or Ampere better for your small business?



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Below we look at both Allica Bank and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Allica Bank Homepage
Allica Bank Homepage


Ampere Homepage
Ampere Homepage
 

Allica Bank vs Ampere Trustpilot Reviews

Allica BankAmpere
Trustpilot Review Score (out of 5)4.54.2
Percent 5-Star Reviews76%74%
Percent 1- Star Reviews6%18%
Total Number of Reviews81550
Sources:
https://www.trustpilot.com/review/www.allica.bank
https://www.trustpilot.com/review/ampere.co.uk

Allica Bank vs Ampere App Reviews

Allica BankAmpere
iPhone Review Score (out of 5)4.84.8
Number of iPhone Reviews50330
Android Review Score (out of 5)4.44.7
Number of Android Reviews107953
Sources:
https://apps.apple.com/gb/app/allica-bank/id1489138340
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Allica Bank vs Ampere Account Fees & Charges

Allica BankAmpere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£20.00
Most Expensive Monthly Account FeeNo£20.00
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)FreeNA
Cheques (in/out)UnknownNA
CHAPS Payments Cost£20£25
SEPA Payments CostNoFree

Allica Bank vs Ampere Business Savings Rates

Allica BankAmpere
Types of Business Savings AccountsEasy Access, Notice AccountNone
Lowest Savings Rate (AER)3.65%NA
Maximum Savings Rate (AER)5.10%NA
Minimum Savings Amount£20,000NA
Interest Paid On Foreign CurrenciesNoNo
 

Allica Bank vs Ampere Account Opening Times

Allica BankAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
3 to 5 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Allica Bank vs Ampere Features & Account Types

Allica Bank Account Types
Allica Bank Features & Account Types


Ampere Account Types
Ampere Features & Account Types


Allica BankAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsNoYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableNoNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsMilton Keynes, London and ManchesterNone, online only

Allica Bank vs Ampere Customer Support Options

Allica BankAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Allica Bank vs Ampere Foreign Currency Accounts

Allica BankAmpere
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Allica Bank and Ampere

Allica Bank Account Types
Other Allica Bank Services


Ampere Account Types
Other Ampere Services


Allica BankAmpere
Business LoansYesYes
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Allica Bank vs Ampere Banking Basics

Allica BankAmpere
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number821851900594
WebsiteAllica Bank WebsiteAmpere Website

Common Comparison Questions

Does Allica Bank or Ampere have better customer reviews?

Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of these reviews 76% are 5-star and 6% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Allica Bank or Ampere have a better App?

Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Allica Bank or Ampere have better business savings rates?

Allica Bank offers the following types of business savings accounts: Easy Access, Notice Account with interest rates ranging from 3.65% to 5.10%. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Cater Allen vs AIB (Allied Irish Bank)
Cater Allen vs Unity Trust
Cater Allen vs United Trust Bank
Cater Allen vs HSBC Kinetic
Cater Allen vs CardOneMoney


For other business bank accounts see our guide here.

 



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