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Aldermore VS 3S Money: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Aldermore or 3S Money better for your small business?



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Below we look at both Aldermore and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Aldermore Homepage
Aldermore Homepage


3S Money Homepage
3S Money Homepage
 

Aldermore vs 3S Money Trustpilot Reviews

Aldermore3S Money
Trustpilot Review Score (out of 5)4.64.7
Percent 5-Star Reviews80%93%
Percent 1- Star Reviews9%5%
Total Number of Reviews4,424730
Sources:
https://www.trustpilot.com/review/www.aldermore.co.uk
https://www.trustpilot.com/review/3s.money

Aldermore vs 3S Money App Reviews

Aldermore3S Money
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Aldermore vs 3S Money Account Fees & Charges

Aldermore3S Money
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£12.50$100
Most Expensive Monthly Account Fee£30$100
Electronic Payment Cost (in/out)FreeFree + 60p
Cash Payments Cost (in/out)75p / £2 + 2.75%Free
Cheques (in/out)Free£1
CHAPS Payments Cost£30£20
SEPA Payments CostNo€1

Aldermore vs 3S Money Business Savings Rates

Aldermore3S Money
Types of Business Savings AccountsFixed rate, Easy accessNone
Lowest Savings Rate (AER)3.25%NA
Maximum Savings Rate (AER)4.60%NA
Minimum Savings Amount£1,000NA
Interest Paid On Foreign CurrenciesYesNo
 

Aldermore vs 3S Money Account Opening Times

Aldermore3S Money
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
2 minutes15 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Aldermore vs 3S Money Features & Account Types

Aldermore Account Types
Aldermore Features & Account Types


3S Money Account Types
3S Money Features & Account Types


Aldermore3S Money
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersNoYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoNo
Branch LocationsNone, online and phone onlyNone, online only

Aldermore vs 3S Money Customer Support Options

Aldermore3S Money
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoNo

Aldermore vs 3S Money Foreign Currency Accounts

Aldermore3S Money
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)
No

Other Business Services From Aldermore and 3S Money

Aldermore Account Types
Other Aldermore Services


3S Money Account Types
Other 3S Money Services


Aldermore3S Money
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Aldermore vs 3S Money Banking Basics

Aldermore3S Money
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204503900918
WebsiteAldermore Website3S Money Website

Common Comparison Questions

Does Aldermore or 3S Money have better customer reviews?

Aldermore scores 4.6 out of 5 based 4,424 Trustpilot reviews. Of these reviews 80% are 5-star and 9% are 1-star.

Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.

Does Aldermore or 3S Money have a better App?

Aldermore’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Aldermore or 3S Money have better business savings rates?

Aldermore offers the following types of business savings accounts: Fixed rate, Easy access with interest rates ranging from 3.25% to 4.60%. (AER)

In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Aldermore vs MultiPass
Aldermore vs Reliance Bank
Aldermore vs SumUp Business Account
Aldermore vs Cambridge & Counties Bank
Aldermore vs Recognise Bank


For other business bank accounts see our guide here.

 



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