Is Aldermore or 3S Money better for your small business?
Below we look at both Aldermore and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Aldermore vs 3S Money Trustpilot Reviews
Aldermore | 3S Money | |
Trustpilot Review Score (out of 5) | 4.6 | 4.7 |
Percent 5-Star Reviews | 80% | 93% |
Percent 1- Star Reviews | 9% | 5% |
Total Number of Reviews | 4,424 | 730 |
https://www.trustpilot.com/review/www.aldermore.co.uk
https://www.trustpilot.com/review/3s.money
Aldermore vs 3S Money App Reviews
Aldermore | 3S Money | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Aldermore vs 3S Money Account Fees & Charges
Aldermore | 3S Money | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £12.50 | $100 |
Most Expensive Monthly Account Fee | £30 | $100 |
Electronic Payment Cost (in/out) | Free | Free + 60p |
Cash Payments Cost (in/out) | 75p / £2 + 2.75% | Free |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | £30 | £20 |
SEPA Payments Cost | No | €1 |
Aldermore vs 3S Money Business Savings Rates
Aldermore | 3S Money | |
Types of Business Savings Accounts | Fixed rate, Easy access | None |
Lowest Savings Rate (AER) | 3.25% | NA |
Maximum Savings Rate (AER) | 4.60% | NA |
Minimum Savings Amount | £1,000 | NA |
Interest Paid On Foreign Currencies | Yes | No |
Aldermore vs 3S Money Account Opening Times
Aldermore | 3S Money | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 2 minutes | 15 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
Aldermore vs 3S Money Features & Account Types


Aldermore | 3S Money | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | No | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online and phone only | None, online only |
Aldermore vs 3S Money Customer Support Options
Aldermore | 3S Money | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Aldermore vs 3S Money Foreign Currency Accounts
Aldermore | 3S Money | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Aldermore and 3S Money


Aldermore | 3S Money | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Aldermore vs 3S Money Banking Basics
Aldermore | 3S Money | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 204503 | 900918 |
Website | Aldermore Website | 3S Money Website |
Common Comparison Questions
Does Aldermore or 3S Money have better customer reviews?
Aldermore scores 4.6 out of 5 based 4,424 Trustpilot reviews. Of these reviews 80% are 5-star and 9% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Aldermore or 3S Money have a better App?
Aldermore’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Aldermore or 3S Money have better business savings rates?
Aldermore offers the following types of business savings accounts: Fixed rate, Easy access with interest rates ranging from 3.25% to 4.60%. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.