Is Airwallex or Unity Trust better for your small business?
Below we look at both Airwallex and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Airwallex vs Unity Trust Trustpilot Reviews
Airwallex | Unity Trust | |
Trustpilot Review Score (out of 5) | 3.9 | 4 |
Percent 5-Star Reviews | 67% | 61% |
Percent 1- Star Reviews | 25% | 14% |
Total Number of Reviews | 1,007 | 255 |
https://www.trustpilot.com/review/airwallex.com
https://www.trustpilot.com/review/unity.co.uk
Airwallex vs Unity Trust App Reviews
Airwallex | Unity Trust | |
iPhone Review Score (out of 5) | 3.3 | No Rating |
Number of iPhone Reviews | 12 | No Reviews |
Android Review Score (out of 5) | 2.3 | No Rating |
Number of Android Reviews | 161 | No Reviews |
https://apps.apple.com/gb/app/airwallex/id1537521807
https://www.apple.com/uk/app-store/
Airwallex vs Unity Trust Account Fees & Charges
Airwallex | Unity Trust | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 1 month | NA |
Cheapest Monthly Account Fee | Free or £19/month | £6 |
Most Expensive Monthly Account Fee | £999/month | £6 |
Electronic Payment Cost (in/out) | 20p | 14p |
Cash Payments Cost (in/out) | Free | 50p per £100 |
Cheques (in/out) | Free | 30p per item |
CHAPS Payments Cost | No | £28 |
SEPA Payments Cost | $2 | 25p |
Airwallex vs Unity Trust Business Savings Rates
Airwallex | Unity Trust | |
Types of Business Savings Accounts | None | Instant Access, Fixed Term |
Lowest Savings Rate (AER) | NA | 2.77% |
Maximum Savings Rate (AER) | NA | 5.10% |
Minimum Savings Amount | NA | No |
Interest Paid On Foreign Currencies | Yes | Yes |
Airwallex vs Unity Trust Account Opening Times
Airwallex | Unity Trust | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 15 minutes | 7 Working days |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Airwallex vs Unity Trust Features & Account Types


Airwallex | Unity Trust | |
Business Current Account | Yes | Yes |
Business Savings Account | No | Yes |
Business Credit Card | No | No |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | No own branches but can use NatWest, RBS or Ulster Bank locations |
Airwallex vs Unity Trust Customer Support Options
Airwallex | Unity Trust | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Airwallex vs Unity Trust Foreign Currency Accounts
Airwallex | Unity Trust | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Airwallex and Unity Trust


Airwallex | Unity Trust | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Airwallex vs Unity Trust Banking Basics
Airwallex | Unity Trust | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | Yes, up to £85,000 |
FCA Number | 900876 | 204570 |
Website | Airwallex Website | Unity Trust Website |
Common Comparison Questions
Does Airwallex or Unity Trust have better customer reviews?
Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of these reviews 67% are 5-star and 25% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Airwallex or Unity Trust have a better App?
Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Airwallex or Unity Trust have better business savings rates?
Airwallex offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.