Is Airwallex or SumUp Business Account better for your small business?
Below we look at both Airwallex and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Airwallex vs SumUp Business Account Trustpilot Reviews
Airwallex | SumUp Business Account | |
Trustpilot Review Score (out of 5) | 3.9 | 4.2 |
Percent 5-Star Reviews | 67% | 64% |
Percent 1- Star Reviews | 25% | 22% |
Total Number of Reviews | 1,007 | 18,247 |
https://www.trustpilot.com/review/airwallex.com
https://www.trustpilot.com/review/sumup.com
Airwallex vs SumUp Business Account App Reviews
Airwallex | SumUp Business Account | |
iPhone Review Score (out of 5) | 3.3 | 4.8 |
Number of iPhone Reviews | 12 | 12,400 |
Android Review Score (out of 5) | 2.3 | 4.7 |
Number of Android Reviews | 161 | 84,500 |
https://apps.apple.com/gb/app/airwallex/id1537521807
https://apps.apple.com/gb/app/sumup/id514879214
Airwallex vs SumUp Business Account Account Fees & Charges
Airwallex | SumUp Business Account | |
Free Business Bank Account | Yes | Yes |
Free Business Account Term Length | 1 month | No Limit |
Cheapest Monthly Account Fee | Free or £19/month | No |
Most Expensive Monthly Account Fee | £999/month | No |
Electronic Payment Cost (in/out) | 20p | Free |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | Free | Free |
CHAPS Payments Cost | No | No |
SEPA Payments Cost | $2 | No |
Airwallex vs SumUp Business Account Business Savings Rates
Airwallex | SumUp Business Account | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | No |
Airwallex vs SumUp Business Account Account Opening Times
Airwallex | SumUp Business Account | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 15 minutes | 10 minutes |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | No |
Airwallex vs SumUp Business Account Features & Account Types


Airwallex | SumUp Business Account | |
Business Current Account | Yes | Yes |
Business Savings Account | No | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Airwallex vs SumUp Business Account Customer Support Options
Airwallex | SumUp Business Account | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Airwallex vs SumUp Business Account Foreign Currency Accounts
Airwallex | SumUp Business Account | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Airwallex and SumUp Business Account


Airwallex | SumUp Business Account | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | Yes |
Free Accounting Software | No | No |
Airwallex vs SumUp Business Account Banking Basics
Airwallex | SumUp Business Account | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 900876 | 900700 |
Website | Airwallex Website | SumUp Business Account Website |
Common Comparison Questions
Does Airwallex or SumUp Business Account have better customer reviews?
Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of these reviews 67% are 5-star and 25% are 1-star.
Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.
Does Airwallex or SumUp Business Account have a better App?
Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.
In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.
Does Airwallex or SumUp Business Account have better business savings rates?
Airwallex offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.