Is Airwallex or Cumberland Building Society better for your small business?
Below we look at both Airwallex and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Airwallex vs Cumberland Building Society Trustpilot Reviews
Airwallex | Cumberland Building Society | |
Trustpilot Review Score (out of 5) | 3.9 | 2.5 |
Percent 5-Star Reviews | 67% | 22% |
Percent 1- Star Reviews | 25% | 69% |
Total Number of Reviews | 1,007 | 41 |
https://www.trustpilot.com/review/airwallex.com
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk
Airwallex vs Cumberland Building Society App Reviews
Airwallex | Cumberland Building Society | |
iPhone Review Score (out of 5) | 3.3 | 4.7 |
Number of iPhone Reviews | 12 | 644 |
Android Review Score (out of 5) | 2.3 | 4.8 |
Number of Android Reviews | 161 | 415 |
https://apps.apple.com/gb/app/airwallex/id1537521807
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935
Airwallex vs Cumberland Building Society Account Fees & Charges
Airwallex | Cumberland Building Society | |
Free Business Bank Account | Yes | Yes |
Free Business Account Term Length | 1 month | 12 Months |
Cheapest Monthly Account Fee | Free or £19/month | Free |
Most Expensive Monthly Account Fee | £999/month | £5 |
Electronic Payment Cost (in/out) | 20p | 35p |
Cash Payments Cost (in/out) | Free | 40p per £100 |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | No | £25 |
SEPA Payments Cost | $2 | No |
Airwallex vs Cumberland Building Society Business Savings Rates
Airwallex | Cumberland Building Society | |
Types of Business Savings Accounts | None | Instant Access, Fixed Term, Notice Savings |
Lowest Savings Rate (AER) | NA | 3.05% |
Maximum Savings Rate (AER) | NA | 4.20% |
Minimum Savings Amount | NA | £1 |
Interest Paid On Foreign Currencies | Yes | No |
Airwallex vs Cumberland Building Society Account Opening Times
Airwallex | Cumberland Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 15 minutes | 5 to 10 minutes |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Airwallex vs Cumberland Building Society Features & Account Types


Airwallex | Cumberland Building Society | |
Business Current Account | Yes | Yes |
Business Savings Account | No | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Visa |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | Yes |
Branch Locations | None, online only | Locations in North East England only |
Airwallex vs Cumberland Building Society Customer Support Options
Airwallex | Cumberland Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Airwallex vs Cumberland Building Society Foreign Currency Accounts
Airwallex | Cumberland Building Society | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Airwallex and Cumberland Building Society


Airwallex | Cumberland Building Society | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Airwallex vs Cumberland Building Society Banking Basics
Airwallex | Cumberland Building Society | |
Bank Type | Challenger | Building Society |
FSCS Protection | No | Yes, up to £85,000 |
FCA Number | 900876 | 106074 |
Website | Airwallex Website | Cumberland Building Society Website |
Common Comparison Questions
Does Airwallex or Cumberland Building Society have better customer reviews?
Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of these reviews 67% are 5-star and 25% are 1-star.
Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.
Does Airwallex or Cumberland Building Society have a better App?
Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.
In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.
Does Airwallex or Cumberland Building Society have better business savings rates?
Airwallex offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).
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For other business bank accounts see our guide here.