Merchant Machine

Airwallex VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Airwallex or Countingup better for your small business?



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Below we look at both Airwallex and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Airwallex Homepage
Airwallex Homepage


Countingup Homepage
Countingup Homepage
 

Airwallex vs Countingup Trustpilot Reviews

AirwallexCountingup
Trustpilot Review Score (out of 5)3.94.4
Percent 5-Star Reviews67%81%
Percent 1- Star Reviews25%9%
Total Number of Reviews1,0072,382
Sources:
https://www.trustpilot.com/review/airwallex.com
https://www.trustpilot.com/review/countingup.com

Airwallex vs Countingup App Reviews

AirwallexCountingup
iPhone Review Score (out of 5)3.34.7
Number of iPhone Reviews122,800
Android Review Score (out of 5)2.34.5
Number of Android Reviews1611,300
Sources:
https://apps.apple.com/gb/app/airwallex/id1537521807
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Airwallex vs Countingup Account Fees & Charges

AirwallexCountingup
Free Business Bank AccountYesNo
Free Business Account Term Length1 monthNA
Cheapest Monthly Account FeeFree or £19/month£3
Most Expensive Monthly Account Fee£999/month£18
Electronic Payment Cost (in/out)20p30p
Cash Payments Cost (in/out)Free£1
Cheques (in/out)FreeFree
CHAPS Payments CostNoNo
SEPA Payments Cost$2No

Airwallex vs Countingup Business Savings Rates

AirwallexCountingup
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

Airwallex vs Countingup Account Opening Times

AirwallexCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
15 minutes5 minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoYes

Airwallex vs Countingup Features & Account Types

Airwallex Account Types
Airwallex Features & Account Types


Countingup Account Types
Countingup Features & Account Types


AirwallexCountingup
Business Current AccountYesYes
Business Savings AccountNoYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesNo
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Airwallex vs Countingup Customer Support Options

AirwallexCountingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Airwallex vs Countingup Foreign Currency Accounts

AirwallexCountingup
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AUD
  • NZD
  • CAD
  • HKD
  • SGD
  • JPY
  • CHF
  • KRW
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Airwallex and Countingup

Airwallex Account Types
Other Airwallex Services


Countingup Account Types
Other Countingup Services


AirwallexCountingup
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Airwallex vs Countingup Banking Basics

AirwallexCountingup
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900876900010
WebsiteAirwallex WebsiteCountingup Website

Common Comparison Questions

Does Airwallex or Countingup have better customer reviews?

Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of these reviews 67% are 5-star and 25% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Airwallex or Countingup have a better App?

Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Airwallex or Countingup have better business savings rates?

Airwallex offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Airwallex vs State Bank of India (UK)
Airwallex vs Charity Bank
Airwallex vs Cumberland Building Society
Airwallex vs Redwood Bank
Airwallex vs Amaiz


For other business bank accounts see our guide here.

 



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