Is Airwallex or Charity Bank better for your small business?
Below we look at both Airwallex and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Airwallex vs Charity Bank Trustpilot Reviews
Airwallex | Charity Bank | |
Trustpilot Review Score (out of 5) | 3.9 | 3.3 |
Percent 5-Star Reviews | 67% | 33% |
Percent 1- Star Reviews | 25% | 34% |
Total Number of Reviews | 1,007 | 3 |
https://www.trustpilot.com/review/airwallex.com
https://www.trustpilot.com/review/charitybank.org
Airwallex vs Charity Bank App Reviews
Airwallex | Charity Bank | |
iPhone Review Score (out of 5) | 3.3 | No Rating |
Number of iPhone Reviews | 12 | No Reviews |
Android Review Score (out of 5) | 2.3 | No Rating |
Number of Android Reviews | 161 | No Reviews |
https://apps.apple.com/gb/app/airwallex/id1537521807
https://www.apple.com/uk/app-store/
Airwallex vs Charity Bank Account Fees & Charges
Airwallex | Charity Bank | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 1 month | NA |
Cheapest Monthly Account Fee | Free or £19/month | Free |
Most Expensive Monthly Account Fee | £999/month | Free |
Electronic Payment Cost (in/out) | 20p | No |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | Free | Free |
CHAPS Payments Cost | No | £10 |
SEPA Payments Cost | $2 | 20p |
Airwallex vs Charity Bank Business Savings Rates
Airwallex | Charity Bank | |
Types of Business Savings Accounts | None | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
Lowest Savings Rate (AER) | NA | 2.02% |
Maximum Savings Rate (AER) | NA | 4.51% |
Minimum Savings Amount | NA | £1,000 |
Interest Paid On Foreign Currencies | Yes | No |
Airwallex vs Charity Bank Account Opening Times
Airwallex | Charity Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 15 minutes | Undisclosed |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Airwallex vs Charity Bank Features & Account Types


Airwallex | Charity Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | No | Yes |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | Tonbridge |
Airwallex vs Charity Bank Customer Support Options
Airwallex | Charity Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Airwallex vs Charity Bank Foreign Currency Accounts
Airwallex | Charity Bank | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Airwallex and Charity Bank


Airwallex | Charity Bank | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Airwallex vs Charity Bank Banking Basics
Airwallex | Charity Bank | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | Yes, up to £85,000 |
FCA Number | 900876 | 207701 |
Website | Airwallex Website | Charity Bank Website |
Common Comparison Questions
Does Airwallex or Charity Bank have better customer reviews?
Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of these reviews 67% are 5-star and 25% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Airwallex or Charity Bank have a better App?
Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Airwallex or Charity Bank have better business savings rates?
Airwallex offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.