Merchant Machine

Airwallex VS CardOneMoney: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Airwallex or CardOneMoney better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Airwallex and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Airwallex Homepage
Airwallex Homepage


CardOneMoney Homepage
CardOneMoney Homepage
 

Airwallex vs CardOneMoney Trustpilot Reviews

AirwallexCardOneMoney
Trustpilot Review Score (out of 5)3.94.6
Percent 5-Star Reviews67%85%
Percent 1- Star Reviews25%9%
Total Number of Reviews1,007798
Sources:
https://www.trustpilot.com/review/airwallex.com
https://www.trustpilot.com/review/cardonemoney.com

Airwallex vs CardOneMoney App Reviews

AirwallexCardOneMoney
iPhone Review Score (out of 5)3.32.7
Number of iPhone Reviews1261
Android Review Score (out of 5)2.33.9
Number of Android Reviews161200
Sources:
https://apps.apple.com/gb/app/airwallex/id1537521807
https://apps.apple.com/gb/app/card-one-money/id1133870045

Airwallex vs CardOneMoney Account Fees & Charges

AirwallexCardOneMoney
Free Business Bank AccountYesNo
Free Business Account Term Length1 monthNA
Cheapest Monthly Account FeeFree or £19/month£12.50
Most Expensive Monthly Account Fee£999/month£25
Electronic Payment Cost (in/out)20pFree
Cash Payments Cost (in/out)Free£1.50
Cheques (in/out)Free£5
CHAPS Payments CostNo£30
SEPA Payments Cost$2No

Airwallex vs CardOneMoney Business Savings Rates

AirwallexCardOneMoney
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

Airwallex vs CardOneMoney Account Opening Times

AirwallexCardOneMoney
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
15 minutes3 hours
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Airwallex vs CardOneMoney Features & Account Types

Airwallex Account Types
Airwallex Features & Account Types


CardOneMoney Account Types
CardOneMoney Features & Account Types


AirwallexCardOneMoney
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Airwallex vs CardOneMoney Customer Support Options

AirwallexCardOneMoney
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Airwallex vs CardOneMoney Foreign Currency Accounts

AirwallexCardOneMoney
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AUD
  • NZD
  • CAD
  • HKD
  • SGD
  • JPY
  • CHF
  • KRW
  • United States Dollar (USD)
  • Euro (EUR)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)

Other Business Services From Airwallex and CardOneMoney

Airwallex Account Types
Other Airwallex Services


CardOneMoney Account Types
Other CardOneMoney Services


AirwallexCardOneMoney
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Airwallex vs CardOneMoney Banking Basics

AirwallexCardOneMoney
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900876504547
WebsiteAirwallex WebsiteCardOneMoney Website

Common Comparison Questions

Does Airwallex or CardOneMoney have better customer reviews?

Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of these reviews 67% are 5-star and 25% are 1-star.

Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.

Does Airwallex or CardOneMoney have a better App?

Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.

In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.

Does Airwallex or CardOneMoney have better business savings rates?

Airwallex offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Airwallex vs Fair Everywhere
Airwallex vs Countingup
Airwallex vs State Bank of India (UK)
Airwallex vs Charity Bank
Airwallex vs Cumberland Building Society


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224