Is Airwallex or 3S Money better for your small business?
Below we look at both Airwallex and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Airwallex vs 3S Money Trustpilot Reviews
Airwallex | 3S Money | |
Trustpilot Review Score (out of 5) | 3.9 | 4.7 |
Percent 5-Star Reviews | 67% | 93% |
Percent 1- Star Reviews | 25% | 5% |
Total Number of Reviews | 1,007 | 730 |
https://www.trustpilot.com/review/airwallex.com
https://www.trustpilot.com/review/3s.money
Airwallex vs 3S Money App Reviews
Airwallex | 3S Money | |
iPhone Review Score (out of 5) | 3.3 | No Rating |
Number of iPhone Reviews | 12 | No Reviews |
Android Review Score (out of 5) | 2.3 | No Rating |
Number of Android Reviews | 161 | No Reviews |
https://apps.apple.com/gb/app/airwallex/id1537521807
https://www.apple.com/uk/app-store/
Airwallex vs 3S Money Account Fees & Charges
Airwallex | 3S Money | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 1 month | NA |
Cheapest Monthly Account Fee | Free or £19/month | $100 |
Most Expensive Monthly Account Fee | £999/month | $100 |
Electronic Payment Cost (in/out) | 20p | Free + 60p |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | No | £20 |
SEPA Payments Cost | $2 | €1 |
Airwallex vs 3S Money Business Savings Rates
Airwallex | 3S Money | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | No |
Airwallex vs 3S Money Account Opening Times
Airwallex | 3S Money | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 15 minutes | 15 minutes |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Airwallex vs 3S Money Features & Account Types


Airwallex | 3S Money | |
Business Current Account | Yes | Yes |
Business Savings Account | No | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Airwallex vs 3S Money Customer Support Options
Airwallex | 3S Money | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Airwallex vs 3S Money Foreign Currency Accounts
Airwallex | 3S Money | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Airwallex and 3S Money


Airwallex | 3S Money | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Airwallex vs 3S Money Banking Basics
Airwallex | 3S Money | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 900876 | 900918 |
Website | Airwallex Website | 3S Money Website |
Common Comparison Questions
Does Airwallex or 3S Money have better customer reviews?
Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of these reviews 67% are 5-star and 25% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Airwallex or 3S Money have a better App?
Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Airwallex or 3S Money have better business savings rates?
Airwallex offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.