Is AIB (Allied Irish Bank) or ICICI Bank UK better for your small business?
Below we look at both AIB (Allied Irish Bank) and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
AIB (Allied Irish Bank) vs ICICI Bank UK Trustpilot Reviews
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Trustpilot Review Score (out of 5) | 2.8 | 2.7 |
| Percent 5-Star Reviews | 20% | 18% |
| Percent 1- Star Reviews | 70% | 74% |
| Total Number of Reviews | 10 | 23 |
https://www.trustpilot.com/review/aibgb.co.uk
https://www.trustpilot.com/review/www.icicibank.co.uk
AIB (Allied Irish Bank) vs ICICI Bank UK App Reviews
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| iPhone Review Score (out of 5) | 1.7 | 2.7 |
| Number of iPhone Reviews | 227 | 237 |
| Android Review Score (out of 5) | 1.9 | 4 |
| Number of Android Reviews | 21,400 | 684 |
https://apps.apple.com/gb/app/aib-mobile/id468042881
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732
AIB (Allied Irish Bank) vs ICICI Bank UK Account Fees & Charges
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £10 | £5 |
| Most Expensive Monthly Account Fee | £10 | £15 |
| Electronic Payment Cost (in/out) | 35p | 25p |
| Cash Payments Cost (in/out) | 65p per £100 | £5 per £1,000 / free |
| Cheques (in/out) | 70p | £1 |
| CHAPS Payments Cost | £25 | £20 |
| SEPA Payments Cost | £20 | No |
AIB (Allied Irish Bank) vs ICICI Bank UK Business Savings Rates
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Types of Business Savings Accounts | Demand deposit account, Business fixed term deposit account, Currency deposit account | Business Savings Account, Business Fixed Deposit |
| Lowest Savings Rate (AER) | 0.25% | 2.85% |
| Maximum Savings Rate (AER) | 3.02% | 4.50% |
| Minimum Savings Amount | £1 | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
AIB (Allied Irish Bank) vs ICICI Bank UK Account Opening Times
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 15 minutes | 2 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
AIB (Allied Irish Bank) vs ICICI Bank UK Features & Account Types
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | Belfast, London and Dublin | London, Birmingham and Manchester |
AIB (Allied Irish Bank) vs ICICI Bank UK Customer Support Options
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
AIB (Allied Irish Bank) vs ICICI Bank UK Foreign Currency Accounts
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From AIB (Allied Irish Bank) and ICICI Bank UK
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
AIB (Allied Irish Bank) vs ICICI Bank UK Banking Basics
| AIB (Allied Irish Bank) | ICICI Bank UK | |
| Bank Type | High Street | Foreign Bank |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204793 | 223268 |
| Website | AIB (Allied Irish Bank) Website | ICICI Bank UK Website |
Common Comparison Questions
Does AIB (Allied Irish Bank) or ICICI Bank UK have better customer reviews?
AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of these reviews 20% are 5-star and 70% are 1-star.
Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.
Does AIB (Allied Irish Bank) or ICICI Bank UK have a better App?
AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.
Does AIB (Allied Irish Bank) or ICICI Bank UK have better business savings rates?
AIB (Allied Irish Bank) offers the following types of business savings accounts: Demand deposit account, Business fixed term deposit account, Currency deposit account with interest rates ranging from 0.25% to 3.02%. (AER)
In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).
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For other business bank accounts see our guide here.