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AIB (Allied Irish Bank) VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is AIB (Allied Irish Bank) or Countingup better for your small business?



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Below we look at both AIB (Allied Irish Bank) and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

AIB (Allied Irish Bank) Homepage
AIB (Allied Irish Bank) Homepage


Countingup Homepage
Countingup Homepage
 

AIB (Allied Irish Bank) vs Countingup Trustpilot Reviews

AIB (Allied Irish Bank)Countingup
Trustpilot Review Score (out of 5)2.84.4
Percent 5-Star Reviews20%81%
Percent 1- Star Reviews70%9%
Total Number of Reviews102,382
Sources:
https://www.trustpilot.com/review/aibgb.co.uk
https://www.trustpilot.com/review/countingup.com

AIB (Allied Irish Bank) vs Countingup App Reviews

AIB (Allied Irish Bank)Countingup
iPhone Review Score (out of 5)1.74.7
Number of iPhone Reviews2272,800
Android Review Score (out of 5)1.94.5
Number of Android Reviews21,4001,300
Sources:
https://apps.apple.com/gb/app/aib-mobile/id468042881
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

AIB (Allied Irish Bank) vs Countingup Account Fees & Charges

AIB (Allied Irish Bank)Countingup
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£10£3
Most Expensive Monthly Account Fee£10£18
Electronic Payment Cost (in/out)35p30p
Cash Payments Cost (in/out)65p per £100£1
Cheques (in/out)70pFree
CHAPS Payments Cost£25No
SEPA Payments Cost£20No

AIB (Allied Irish Bank) vs Countingup Business Savings Rates

AIB (Allied Irish Bank)Countingup
Types of Business Savings AccountsDemand deposit account, Business fixed term deposit account, Currency deposit accountNone
Lowest Savings Rate (AER)0.25%NA
Maximum Savings Rate (AER)3.02%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

AIB (Allied Irish Bank) vs Countingup Account Opening Times

AIB (Allied Irish Bank)Countingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
15 minutes5 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

AIB (Allied Irish Bank) vs Countingup Features & Account Types

AIB (Allied Irish Bank) Account Types
AIB (Allied Irish Bank) Features & Account Types


Countingup Account Types
Countingup Features & Account Types


AIB (Allied Irish Bank)Countingup
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesNo
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsBelfast, London and DublinNone, online only

AIB (Allied Irish Bank) vs Countingup Customer Support Options

AIB (Allied Irish Bank)Countingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

AIB (Allied Irish Bank) vs Countingup Foreign Currency Accounts

AIB (Allied Irish Bank)Countingup
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Singapore Dollar (SGD)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From AIB (Allied Irish Bank) and Countingup

AIB (Allied Irish Bank) Account Types
Other AIB (Allied Irish Bank) Services


Countingup Account Types
Other Countingup Services


AIB (Allied Irish Bank)Countingup
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoYes

AIB (Allied Irish Bank) vs Countingup Banking Basics

AIB (Allied Irish Bank)Countingup
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204793900010
WebsiteAIB (Allied Irish Bank) WebsiteCountingup Website

Common Comparison Questions

Does AIB (Allied Irish Bank) or Countingup have better customer reviews?

AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of these reviews 20% are 5-star and 70% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does AIB (Allied Irish Bank) or Countingup have a better App?

AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does AIB (Allied Irish Bank) or Countingup have better business savings rates?

AIB (Allied Irish Bank) offers the following types of business savings accounts: Demand deposit account, Business fixed term deposit account, Currency deposit account with interest rates ranging from 0.25% to 3.02%. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
AIB (Allied Irish Bank) vs State Bank of India (UK)
AIB (Allied Irish Bank) vs Charity Bank
AIB (Allied Irish Bank) vs Cumberland Building Society
AIB (Allied Irish Bank) vs Redwood Bank
AIB (Allied Irish Bank) vs Amaiz


For other business bank accounts see our guide here.

 



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