Is AIB (Allied Irish Bank) or Charity Bank better for your small business?
Below we look at both AIB (Allied Irish Bank) and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
AIB (Allied Irish Bank) vs Charity Bank Trustpilot Reviews
| AIB (Allied Irish Bank) | Charity Bank | |
| Trustpilot Review Score (out of 5) | 2.8 | 3.3 |
| Percent 5-Star Reviews | 20% | 33% |
| Percent 1- Star Reviews | 70% | 34% |
| Total Number of Reviews | 10 | 3 |
https://www.trustpilot.com/review/aibgb.co.uk
https://www.trustpilot.com/review/charitybank.org
AIB (Allied Irish Bank) vs Charity Bank App Reviews
| AIB (Allied Irish Bank) | Charity Bank | |
| iPhone Review Score (out of 5) | 1.7 | No Rating |
| Number of iPhone Reviews | 227 | No Reviews |
| Android Review Score (out of 5) | 1.9 | No Rating |
| Number of Android Reviews | 21,400 | No Reviews |
https://apps.apple.com/gb/app/aib-mobile/id468042881
https://www.apple.com/uk/app-store/
AIB (Allied Irish Bank) vs Charity Bank Account Fees & Charges
| AIB (Allied Irish Bank) | Charity Bank | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £10 | Free |
| Most Expensive Monthly Account Fee | £10 | Free |
| Electronic Payment Cost (in/out) | 35p | No |
| Cash Payments Cost (in/out) | 65p per £100 | Free |
| Cheques (in/out) | 70p | Free |
| CHAPS Payments Cost | £25 | £10 |
| SEPA Payments Cost | £20 | 20p |
AIB (Allied Irish Bank) vs Charity Bank Business Savings Rates
| AIB (Allied Irish Bank) | Charity Bank | |
| Types of Business Savings Accounts | Demand deposit account, Business fixed term deposit account, Currency deposit account | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
| Lowest Savings Rate (AER) | 0.25% | 2.02% |
| Maximum Savings Rate (AER) | 3.02% | 4.51% |
| Minimum Savings Amount | £1 | £1,000 |
| Interest Paid On Foreign Currencies | Yes | No |
AIB (Allied Irish Bank) vs Charity Bank Account Opening Times
| AIB (Allied Irish Bank) | Charity Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 15 minutes | Undisclosed |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
AIB (Allied Irish Bank) vs Charity Bank Features & Account Types
| AIB (Allied Irish Bank) | Charity Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Belfast, London and Dublin | Tonbridge |
AIB (Allied Irish Bank) vs Charity Bank Customer Support Options
| AIB (Allied Irish Bank) | Charity Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
AIB (Allied Irish Bank) vs Charity Bank Foreign Currency Accounts
| AIB (Allied Irish Bank) | Charity Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From AIB (Allied Irish Bank) and Charity Bank
| AIB (Allied Irish Bank) | Charity Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
AIB (Allied Irish Bank) vs Charity Bank Banking Basics
| AIB (Allied Irish Bank) | Charity Bank | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204793 | 207701 |
| Website | AIB (Allied Irish Bank) Website | Charity Bank Website |
Common Comparison Questions
Does AIB (Allied Irish Bank) or Charity Bank have better customer reviews?
AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of these reviews 20% are 5-star and 70% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does AIB (Allied Irish Bank) or Charity Bank have a better App?
AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does AIB (Allied Irish Bank) or Charity Bank have better business savings rates?
AIB (Allied Irish Bank) offers the following types of business savings accounts: Demand deposit account, Business fixed term deposit account, Currency deposit account with interest rates ranging from 0.25% to 3.02%. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.