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AIB (Allied Irish Bank) VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is AIB (Allied Irish Bank) or Cambridge & Counties Bank better for your small business?



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Below we look at both AIB (Allied Irish Bank) and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

AIB (Allied Irish Bank) Homepage
AIB (Allied Irish Bank) Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Trustpilot Reviews

AIB (Allied Irish Bank)Cambridge & Counties Bank
Trustpilot Review Score (out of 5)2.82.8
Percent 5-Star Reviews20%29%
Percent 1- Star Reviews70%43%
Total Number of Reviews107
Sources:
https://www.trustpilot.com/review/aibgb.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

AIB (Allied Irish Bank) vs Cambridge & Counties Bank App Reviews

AIB (Allied Irish Bank)Cambridge & Counties Bank
iPhone Review Score (out of 5)1.7No Rating
Number of iPhone Reviews227No Reviews
Android Review Score (out of 5)1.9No Rating
Number of Android Reviews21,400No Reviews
Sources:
https://apps.apple.com/gb/app/aib-mobile/id468042881
https://www.apple.com/uk/app-store/

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Account Fees & Charges

AIB (Allied Irish Bank)Cambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£10£12
Most Expensive Monthly Account Fee£10£12
Electronic Payment Cost (in/out)35p£1
Cash Payments Cost (in/out)65p per £100£2
Cheques (in/out)70p£2
CHAPS Payments Cost£25£20
SEPA Payments Cost£2025p

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Business Savings Rates

AIB (Allied Irish Bank)Cambridge & Counties Bank
Types of Business Savings AccountsDemand deposit account, Business fixed term deposit account, Currency deposit accountNotice account, Fixed Rate
Lowest Savings Rate (AER)0.25%4.05%
Maximum Savings Rate (AER)3.02%4.80%
Minimum Savings Amount£1£10,000
Interest Paid On Foreign CurrenciesYesNo
 

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Account Opening Times

AIB (Allied Irish Bank)Cambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
15 minutesUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Features & Account Types

AIB (Allied Irish Bank) Account Types
AIB (Allied Irish Bank) Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


AIB (Allied Irish Bank)Cambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsBelfast, London and DublinLeicester

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Customer Support Options

AIB (Allied Irish Bank)Cambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Foreign Currency Accounts

AIB (Allied Irish Bank)Cambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Singapore Dollar (SGD)
No

Other Business Services From AIB (Allied Irish Bank) and Cambridge & Counties Bank

AIB (Allied Irish Bank) Account Types
Other AIB (Allied Irish Bank) Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


AIB (Allied Irish Bank)Cambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

AIB (Allied Irish Bank) vs Cambridge & Counties Bank Banking Basics

AIB (Allied Irish Bank)Cambridge & Counties Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204793579415
WebsiteAIB (Allied Irish Bank) WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does AIB (Allied Irish Bank) or Cambridge & Counties Bank have better customer reviews?

AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of these reviews 20% are 5-star and 70% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does AIB (Allied Irish Bank) or Cambridge & Counties Bank have a better App?

AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does AIB (Allied Irish Bank) or Cambridge & Counties Bank have better business savings rates?

AIB (Allied Irish Bank) offers the following types of business savings accounts: Demand deposit account, Business fixed term deposit account, Currency deposit account with interest rates ranging from 0.25% to 3.02%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

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For other business bank accounts see our guide here.

 



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