Is AIB (Allied Irish Bank) or 3S Money better for your small business?
Below we look at both AIB (Allied Irish Bank) and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
AIB (Allied Irish Bank) vs 3S Money Trustpilot Reviews
| AIB (Allied Irish Bank) | 3S Money | |
| Trustpilot Review Score (out of 5) | 2.8 | 4.7 |
| Percent 5-Star Reviews | 20% | 93% |
| Percent 1- Star Reviews | 70% | 5% |
| Total Number of Reviews | 10 | 730 |
https://www.trustpilot.com/review/aibgb.co.uk
https://www.trustpilot.com/review/3s.money
AIB (Allied Irish Bank) vs 3S Money App Reviews
| AIB (Allied Irish Bank) | 3S Money | |
| iPhone Review Score (out of 5) | 1.7 | No Rating |
| Number of iPhone Reviews | 227 | No Reviews |
| Android Review Score (out of 5) | 1.9 | No Rating |
| Number of Android Reviews | 21,400 | No Reviews |
https://apps.apple.com/gb/app/aib-mobile/id468042881
https://www.apple.com/uk/app-store/
AIB (Allied Irish Bank) vs 3S Money Account Fees & Charges
| AIB (Allied Irish Bank) | 3S Money | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £10 | $100 |
| Most Expensive Monthly Account Fee | £10 | $100 |
| Electronic Payment Cost (in/out) | 35p | Free + 60p |
| Cash Payments Cost (in/out) | 65p per £100 | Free |
| Cheques (in/out) | 70p | £1 |
| CHAPS Payments Cost | £25 | £20 |
| SEPA Payments Cost | £20 | €1 |
AIB (Allied Irish Bank) vs 3S Money Business Savings Rates
| AIB (Allied Irish Bank) | 3S Money | |
| Types of Business Savings Accounts | Demand deposit account, Business fixed term deposit account, Currency deposit account | None |
| Lowest Savings Rate (AER) | 0.25% | NA |
| Maximum Savings Rate (AER) | 3.02% | NA |
| Minimum Savings Amount | £1 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
AIB (Allied Irish Bank) vs 3S Money Account Opening Times
| AIB (Allied Irish Bank) | 3S Money | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 15 minutes | 15 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
AIB (Allied Irish Bank) vs 3S Money Features & Account Types
| AIB (Allied Irish Bank) | 3S Money | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Belfast, London and Dublin | None, online only |
AIB (Allied Irish Bank) vs 3S Money Customer Support Options
| AIB (Allied Irish Bank) | 3S Money | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
AIB (Allied Irish Bank) vs 3S Money Foreign Currency Accounts
| AIB (Allied Irish Bank) | 3S Money | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From AIB (Allied Irish Bank) and 3S Money
| AIB (Allied Irish Bank) | 3S Money | |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | No | Yes |
AIB (Allied Irish Bank) vs 3S Money Banking Basics
| AIB (Allied Irish Bank) | 3S Money | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 204793 | 900918 |
| Website | AIB (Allied Irish Bank) Website | 3S Money Website |
Common Comparison Questions
Does AIB (Allied Irish Bank) or 3S Money have better customer reviews?
AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of these reviews 20% are 5-star and 70% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does AIB (Allied Irish Bank) or 3S Money have a better App?
AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does AIB (Allied Irish Bank) or 3S Money have better business savings rates?
AIB (Allied Irish Bank) offers the following types of business savings accounts: Demand deposit account, Business fixed term deposit account, Currency deposit account with interest rates ranging from 0.25% to 3.02%. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.