SpectroCoin is an all-encompassing financial platform offering cryptocurrency services to individuals and businesses. It features a digital wallet for storing and managing over 40 cryptocurrencies, a debit card for converting and spending crypto at numerous merchants, and an exchange for trading.
The platform also offers crypto-backed loans and payment gateway solutions for businesses, making it easier and more secure for clients worldwide to use cryptocurrencies. Let’s check out their prices and features.
Sections
Prices/Rates
SpectroCoin’s merchant service fees and rates aren’t listed online. When you ask about them on their live chat, you’re directed to contact their responsible department via email: merchant@spectrocoin.com or via Skype at: spectrocoin_merchant.
Services For Individuals
SpectroCoin’s wallet is accessible via a mobile app or web browser and enables users to store and manage a variety of cryptocurrencies.
One of the standout features of SpectroCoin is its Bitcoin debit card, which allows users to convert Bitcoin and other cryptocurrencies to euros for spending at countless shops or withdrawing cash at local ATMs globally.
Users can obtain a personal dedicated IBAN account for direct deposits and withdrawals to and from their SpectroCoin account.
The platform supports instant exchanges using various payment methods, such as credit/debit cards and bank transfers.
If you need to convert cryptocurrencies, SpectroCoin makes it easy to convert Bitcoin, Ethereum, and other cryptocurrencies using debit/credit cards, bank wires, and e-wallets.
SpectroCoin Pro is a platform designed for professional traders, supporting market-making, scalping, and high-frequency trading strategies.
SpectroCoin also offers crypto-backed loans, where you can pledge your cryptocurrency assets as collateral to receive a loan. You can receive instant payouts to your bank account or blockchain wallet.
Finally, SpectroCoin’s lending platform also offers crypto loans, where you can use your cryptocurrency holdings as collateral for a loan. The platform supports Euros, Bitcoin, Ethereum, and other currencies.
Services For Businesses
For businesses, SpectroCoin simply serves as a cryptocurrency debit-collecting intermediary. When your customer requests to pay in digital currency like Bitcoin, LiteCoin, Ethereum, or another cryptocurrency, you create an invoice specifying the desired amount and currency (GBP, EUR, USD, or any other fiat currency) for the payment.
When using SpectroCoin, the customer pays the invoice at a fixed exchange rate which protects you from the unpredictable fluctuations in the crypto market and provides you with a clear understanding of the amount you will receive.
After the customer pays the invoice, SpectroCoin quickly converts the funds to your preferred currency and sends them to your bank account.
Integration Solutions
Instant Pre-Order Forms
One of the standout SpectroCoin features is the ability to create instant pre-order forms directly from your account without having to integrate it with anything else. This can be a huge time saver for busy professionals who need to get orders in quickly.
Multiple Receiver Pre-Orders
Another useful feature is the ability to create multiple receiver pre-orders. You can email these orders to multiple clients. This allows for both instant or future payments, giving you more flexibility and control over your payment collection process.
Point of Sale (POS) URLs
If you have employees who need to collect payments on your behalf, SpectroCoin also offers point-of-sale (POS) URLs that allow you to generate payment links without granting access to your account. This can help streamline your payment collection process while maintaining security.
API Integrations
For those who need more advanced features, the SpectroCoin API allows for easy integration with a range of Bitcoin services, including exchanges, wallets, debit cards, and payment processors. Additionally, SpectroCoin offers plugins for popular eCommerce platforms, such as WHMCS, PrestaShop, OpenCart, Magento, Drupal, WordPress, ZenCart, and VirtueMart.
Payment Buttons
One option is to add a customized payment button to your website’s HTML code. This allows customers to send the desired amount with just one click or QR scan using any of the 25 different cryptocurrencies available, including popular ones like BTC, ETH, and USDT.
If you have an existing e-commerce platform, SpectroCoin also offers plugins that can make the integration with your shopping cart much easier. These plugins are available for popular platforms like WooCommerce, PrestaShop, Magento, OpenCart, WHMCS, Drupal, Zen Cart, and more.
In addition to these plugins, SpectroCoin also provides libraries that can help you integrate your cryptocurrency wallet, real-time cryptocurrency price indices, and other tools seamlessly into your website.
Online Businesses
To start accepting digital currency payments in your online shop, first sign up for a SpectroCoin account and complete the registration process. Next, create a new merchant project on the SpectroCoin platform and choose the most suitable merchant payment processing solution for your platform.
Then what you need to do is to generate a Private and Public key pair and then integrate a plugin or module for your e-commerce platform (e.g., Drupal, Magento, or OpenCart).
Alternatively, you can use the SpectroCoin Bitcoin Payment API for custom integration. You also have the option to use the SpectroCoin Payment Button for easy crypto donations, allowing your customers to make payments with cryptocurrencies seamlessly.
Physical Businesses
For brick-and-mortar retailers, SpectroCoin offers a crypto POS option. To accept crypto payments, you can either use point-of-sale (POS) systems or person-to-person payments by having customers send the cryptocurrency to your blockchain wallet.
To accept crypto payments, sign up for an account, create a new merchant project, and use a device to access SpectroCoin and generate a payment window. Complete the transaction through a QR code, manual payment, or a SpectroCoin blockchain wallet. You can also create a Public Payment Link for convenient transactions at points of sale where prices change constantly.
Transaction times depend on the network, as blockchain confirmation is required for validity. Payments are instant and free if customers use their SpectroCoin blockchain wallet.
Company Background
SpectroCoin, founded in 2013, offers a comprehensive financial solution for individuals and businesses. The platform quickly expanded its services, introducing a mobile wallet app, debit card solution, and blockchain explorer between 2015 and 2016. As the selection of cryptocurrencies grew, the SpectroCoin community reached 500,000 clients by 2017.
In 2018, the company launched SpectroCoin Pro for advanced traders and acquired two crypto licenses in Estonia. By 2019, the platform had one million clients and introduced SpectroCoin Loans. In 2020, SpectroCoin released contactless cards and a dedicated IBAN feature, allowing clients to make and receive payments via their SpectroCoin wallet.
User Reviews From Around the Web
- Trustpilot – 4.3 / 5 (based on 1,567 reviews)
- G2 – 4.3 / 5 (based on 2 reviews)
- Sitejabber – 1.6 / 5 (based on 6 reviews)
SpectroCoin has an average rating of 4.3 out of 5 on several review sites, indicating high-quality services. However, it’s important to note that the reviews are based on the experiences of individual crypto traders and do not necessarily reflect SpectroCoin’s offerings for businesses. To determine if SpectroCoin is the right fit for your business, it’s essential to evaluate its services in the context of your requirements.
User Reviews
Review Summary
Recent Reviews
how to recover your money from scammers
i am open to share my experience with bitcoin investment and losing
money to scammers. However, yes it is possible to recover your stolen
bitcoins. I never believed in bitcoin recovery because I was made to
understand that it was not possible. However, sometime in October I fell
for a forex scam which promised overly high returns and I ended up
losing close to $55,000. I searched for a month for help until I finally
came across an article on reddit in regards to recovering stolen
cryptocurrency so I reached out to them (IBRAHIMFINLEY8 @ gmail, com) I
was so scared and skeptical because I have heard of bad experiences but
I decided to give him a try and to my greatest surprise I was able to
get all my stolen bitcoins recovered from the scammers within a very
short time frame.
Best Recovery Firm
Ladies & gentlemen, l’d like to introduce you to SPEEDY RECOVERY (WZARDGARRYSPEEDHACK @GMAIL .COM). I worked closely with this team on the case of recovering my lost Bitcoin assets after reading many impressive testimonials about how they are able to help scam victims. Locating this recovery company wasn’t completely a smooth journey, I was forced to think outside the box if I was ever going to have a chance at regaining access to an overdue lifetime worth of investments stuck with a binary option trading company. So this was what happened to me, typical scammer routine… I met this broker on Instagram , he convinces me to invest with a certain binary options trading company that he brokers for , initially I started with a small amount which he guaranteed would be appropriately managed but in actuality, it was all a fake balance so the numbers I witnessed grow in my account over the months were fake, everything started to unravel when I decided to withdraw a nice percentage of my profits so I could purchase a more comfortable home for my family. At first I wasn’t sure what I was dealing with even after clearing some fees I was still not able to access the funds so it was really affecting my mental health but I later came to learn that the whole operation was organized by the broker agent and the website was only a clone of the original website so all payments were directly into his wallet never the real company thanks to SPEEDY RECOVERY FIRM for opening my eyes to this. By definition, hackers are very private but they were the only ones that could possibly salvage my situation since this was a cyber scam issue and I am really thankful I didn’t deal with the unethical ones because they’re many of them that end up causing more damage to you, the team kept to their words and recovered back my funds from the scammers wallet within 48 hours. You can also reach SPEEDY RECOVERY FIRM through WhatApp on +1 336 394 2139
Scam please keep off
I carried out extensive research on cryptocurrency recovery after falling victim to scammers with $297,000 worth of Bitcoin, and among the numerous connections I discovered, one proved to be the most suitable for the task. I was clearly wrong when I initially believed that the lost Bitcoin could never be found again. He successfully recovered $297,000 that I invested with them. After getting in touch with Mrs. Roberts Lee (robertslee 618 @ gmail.com) and sending all the information about the transaction with the scammer, he made good on his promise to recover all the lost Bitcoin within 24 to 72 hours. In my opinion, that was a noteworthy triumph that justified the investment of both time and money. (robertslee618@gmail.com)
REFUNDD POLICI DIGITAL ASSETS RECOVERY BTC USDT
I had about $ 68,000 in Bitcoin that I thought was lost for good and I had tried all I could to retrieve it but with no luck.
I saw a positive comment about Refundd Polici Recovery Services and how they can help me recover my bitcoins in just a few hours. I contacted them through the means the commenter wrote which is (Refunddpolici @gmail.com) and What App – (+1)6059639055 and to my surprise, all that I thought was lost was recovered in matter of hours. I highly recommend Refundd Polici Recovery Services to everyone who needs to recover their lost bitcoins/Cryptocurrency and stolen funds, it doesn’t matter how you lost it, through a cryptocurrency scam or lost password, they are the best hacker when it comes to the recovery of bitcoins and funds. Reach out to them with their mail Refunddpolici (@) Gmail com and their Whatspp : +1 (605) 9639055
How i recovered my money back
They are all fake. I tried and lost up to $862,550 all because of the fake strategy they gave me. But I still want to thank you for making me understand that none of these apps strategies work. And also want to thank Mrs. Roberts and her awesome strategy which helped get back on my feet when I lost everything.. If you don’t want to pass through the same pain I went through I will recommend you contact her so you don’t end up the same way I almost did.. you can reach out to her @ via email ( robertslee618 @ gmail.com)….
Jolanda says
Fraud and gross violation of the law by criminal Vytautas Karalevicius! It is possible to make a deposit but withdrawal is impossible. They currently hold 6.000,00 euros that belong to my company and they do not allow the payment of that money to my company’s account. They canceled the international bank withdrawal without notifying before, and now they are “advising” me to pay them 900,00 euros on their Bankera project, in order to withdraw the money to my company account. In short, they ask me for 900,00 euros to give me my 6.000,00 euros! In my country this is called a racket, and the sentence is not less than 3 years in prison for such an act. By doing so, they have violated the laws of their country, my country, but also the international laws on financial operations, and in addition, it is not in accordance with the license on the basis of which they operate.
In short, they remove the withdrawal to bank option without announcing that they would do that, leaving only withdrawal options that are illegal in most countries of the world to be used for commercial purposes (for companies) and companies that have money with them no longer have a way to transfer that money to their bank account. I suggest to all victims of spectrocoin to file a complaint at https://www.lb.lt to have their license revoked.